INDIAN OVERSEAS BANK IFSC Code – KOZHIKODE, CALICUT
Complete bank details including IFSC code, MICR code, address and payment facilities for KOZHIKODE branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | KOZHIKODE |
| IFSC Code | IOBA0000041 |
| MICR Code | 673020002 |
| Address | 11 BY 41 C M SONS ARCADE,CHEROOTY RD,KOZHIKODE |
| City | CALICUT |
| District | KOZHIKODE |
| State | KERALA |
| Contact | 2366264 |
Payment Facilities
About IFSC Code IOBA0000041
The IFSC code IOBA0000041 uniquely identifies the KOZHIKODE branch of INDIAN OVERSEAS BANK located in CALICUT, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0000041
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000041) – Unique branch identifier for KOZHIKODE
How to Use IFSC Code IOBA0000041
To transfer money to any account at INDIAN OVERSEAS BANK KOZHIKODE branch, you will need to provide the IFSC code IOBA0000041 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at KOZHIKODE
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK KOZHIKODE Branch
INDIAN OVERSEAS BANK KOZHIKODE is a branch of INDIAN OVERSEAS BANK located in CALICUT, KERALA. The branch provides comprehensive banking services to customers in CALICUT and surrounding areas.
Branch Address
11 BY 41 C M SONS ARCADE,CHEROOTY RD,KOZHIKODE, CALICUT, KERALA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 673020002. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK KOZHIKODE?
The IFSC code of INDIAN OVERSEAS BANK KOZHIKODE branch in CALICUT is IOBA0000041.
What is the MICR code of INDIAN OVERSEAS BANK KOZHIKODE?
The MICR code of INDIAN OVERSEAS BANK KOZHIKODE branch is 673020002.
What is the address of INDIAN OVERSEAS BANK KOZHIKODE?
INDIAN OVERSEAS BANK KOZHIKODE branch is located at 11 BY 41 C M SONS ARCADE,CHEROOTY RD,KOZHIKODE.
Does INDIAN OVERSEAS BANK KOZHIKODE support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK KOZHIKODE branch supports NEFT, RTGS, IMPS, and UPI transactions.