INDUSIND BANK IFSC Code – BAGHANA, PHAGWARA
Complete bank details including IFSC code, MICR code, address and payment facilities for BAGHANA branch.
Bank Details
| Bank Name | INDUSIND BANK |
| Branch Name | BAGHANA |
| IFSC Code | INDB0000785 |
| MICR Code | NA |
| Address | GRD FLR MAIN ROAD BAGHANA MAIN CHOWK VPO BHAGANA TEH DIST PHAGWARA PUNJAB PIN 144405 |
| City | PHAGWARA |
| District | KAPURTHALA |
| State | PUNJAB |
| Contact | 242058 |
Payment Facilities
About IFSC Code INDB0000785
The IFSC code INDB0000785 uniquely identifies the BAGHANA branch of INDUSIND BANK located in PHAGWARA, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code INDB0000785
- First 4 characters (INDB) – Represents INDUSIND BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000785) – Unique branch identifier for BAGHANA
How to Use IFSC Code INDB0000785
To transfer money to any account at INDUSIND BANK BAGHANA branch, you will need to provide the IFSC code INDB0000785 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at BAGHANA
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDUSIND BANK BAGHANA Branch
INDUSIND BANK BAGHANA is a branch of INDUSIND BANK located in PHAGWARA, PUNJAB. The branch provides comprehensive banking services to customers in PHAGWARA and surrounding areas.
Branch Address
GRD FLR MAIN ROAD BAGHANA MAIN CHOWK VPO BHAGANA TEH DIST PHAGWARA PUNJAB PIN 144405, PHAGWARA, PUNJAB
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDUSIND BANK BAGHANA?
The IFSC code of INDUSIND BANK BAGHANA branch in PHAGWARA is INDB0000785.
What is the MICR code of INDUSIND BANK BAGHANA?
The MICR code of INDUSIND BANK BAGHANA branch is NA.
What is the address of INDUSIND BANK BAGHANA?
INDUSIND BANK BAGHANA branch is located at GRD FLR MAIN ROAD BAGHANA MAIN CHOWK VPO BHAGANA TEH DIST PHAGWARA PUNJAB PIN 144405.
Does INDUSIND BANK BAGHANA support NEFT/RTGS/IMPS?
INDUSIND BANK BAGHANA branch supports NEFT, RTGS, IMPS, and UPI transactions.