INDUSIND BANK IFSC Code – MILLERGANJ, LUDHIANA, LUDHIANA
Complete bank details including IFSC code, MICR code, address and payment facilities for MILLERGANJ, LUDHIANA branch.
Bank Details
| Bank Name | INDUSIND BANK |
| Branch Name | MILLERGANJ, LUDHIANA |
| IFSC Code | INDB0000163 |
| MICR Code | 141234521 |
| Address | LOWER GROUND FLOOR, GANAPATI TOWERS, GILL ROAD, NEAR CYCLE MARKET, MILLERGANJ, LUDHIANA ?? 141003 PUNJAB |
| City | LUDHIANA |
| State | PUNJAB |
| Contact | 0 |
Payment Facilities
About IFSC Code INDB0000163
The IFSC code INDB0000163 uniquely identifies the MILLERGANJ, LUDHIANA branch of INDUSIND BANK located in LUDHIANA, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code INDB0000163
- First 4 characters (INDB) – Represents INDUSIND BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000163) – Unique branch identifier for MILLERGANJ, LUDHIANA
How to Use IFSC Code INDB0000163
To transfer money to any account at INDUSIND BANK MILLERGANJ, LUDHIANA branch, you will need to provide the IFSC code INDB0000163 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at MILLERGANJ, LUDHIANA
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDUSIND BANK MILLERGANJ, LUDHIANA Branch
INDUSIND BANK MILLERGANJ, LUDHIANA is a branch of INDUSIND BANK located in LUDHIANA, PUNJAB. The branch provides comprehensive banking services to customers in LUDHIANA and surrounding areas.
Branch Address
LOWER GROUND FLOOR, GANAPATI TOWERS, GILL ROAD, NEAR CYCLE MARKET, MILLERGANJ, LUDHIANA ?? 141003 PUNJAB, LUDHIANA, PUNJAB
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 141234521. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDUSIND BANK MILLERGANJ, LUDHIANA?
The IFSC code of INDUSIND BANK MILLERGANJ, LUDHIANA branch in LUDHIANA is INDB0000163.
What is the MICR code of INDUSIND BANK MILLERGANJ, LUDHIANA?
The MICR code of INDUSIND BANK MILLERGANJ, LUDHIANA branch is 141234521.
What is the address of INDUSIND BANK MILLERGANJ, LUDHIANA?
INDUSIND BANK MILLERGANJ, LUDHIANA branch is located at LOWER GROUND FLOOR, GANAPATI TOWERS, GILL ROAD, NEAR CYCLE MARKET, MILLERGANJ, LUDHIANA ?? 141003 PUNJAB.
Does INDUSIND BANK MILLERGANJ, LUDHIANA support NEFT/RTGS/IMPS?
INDUSIND BANK MILLERGANJ, LUDHIANA branch supports NEFT, RTGS, IMPS, and UPI transactions.