INDUSIND BANKVerified Feb 2026

INDUSIND BANK IFSC Code – GAJUWAKA, VISAKHAPATNAM

Complete bank details including IFSC code, MICR code, address and payment facilities for GAJUWAKA branch.

IFSC Code
INDB0000081

Bank Details

Bank NameINDUSIND BANK
Branch NameGAJUWAKA
IFSC CodeINDB0000081
MICR Code530234002
Address1ST FLOOR, MOHINI COMPLEX MAIN ROAD, GAJUWAKA VISHAKAPATNAM 530 026
CityVISAKHAPATNAM
StateANDHRA PRADESH
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code INDB0000081

The IFSC code INDB0000081 uniquely identifies the GAJUWAKA branch of INDUSIND BANK located in VISAKHAPATNAM, ANDHRA PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code INDB0000081

  • First 4 characters (INDB) – Represents INDUSIND BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000081) – Unique branch identifier for GAJUWAKA

How to Use IFSC Code INDB0000081

To transfer money to any account at INDUSIND BANK GAJUWAKA branch, you will need to provide the IFSC code INDB0000081 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at GAJUWAKA

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDUSIND BANK GAJUWAKA Branch

INDUSIND BANK GAJUWAKA is a branch of INDUSIND BANK located in VISAKHAPATNAM, ANDHRA PRADESH. The branch provides comprehensive banking services to customers in VISAKHAPATNAM and surrounding areas.

Branch Address

1ST FLOOR, MOHINI COMPLEX MAIN ROAD, GAJUWAKA VISHAKAPATNAM 530 026, VISAKHAPATNAM, ANDHRA PRADESH

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 530234002. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDUSIND BANK GAJUWAKA?

The IFSC code of INDUSIND BANK GAJUWAKA branch in VISAKHAPATNAM is INDB0000081.

What is the MICR code of INDUSIND BANK GAJUWAKA?

The MICR code of INDUSIND BANK GAJUWAKA branch is 530234002.

What is the address of INDUSIND BANK GAJUWAKA?

INDUSIND BANK GAJUWAKA branch is located at 1ST FLOOR, MOHINI COMPLEX MAIN ROAD, GAJUWAKA VISHAKAPATNAM 530 026.

Does INDUSIND BANK GAJUWAKA support NEFT/RTGS/IMPS?

INDUSIND BANK GAJUWAKA branch supports NEFT, RTGS, IMPS, and UPI transactions.