INDUSIND BANKVerified Feb 2026

INDUSIND BANK IFSC Code – KOCHI, KOCHI

Complete bank details including IFSC code, MICR code, address and payment facilities for KOCHI branch.

IFSC Code
INDB0000010

Bank Details

Bank NameINDUSIND BANK
Branch NameKOCHI
IFSC CodeINDB0000010
MICR Code682234002
AddressGOWRINARAYAN, (OPP. TO NEW JAYALAKSHMI SILKS), '40/8399, 8400, M. G. ROAD, KOCHI ?? 682035
CityKOCHI
DistrictERNAKULAM
StateKERALA
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code INDB0000010

The IFSC code INDB0000010 uniquely identifies the KOCHI branch of INDUSIND BANK located in KOCHI, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code INDB0000010

  • First 4 characters (INDB) – Represents INDUSIND BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000010) – Unique branch identifier for KOCHI

How to Use IFSC Code INDB0000010

To transfer money to any account at INDUSIND BANK KOCHI branch, you will need to provide the IFSC code INDB0000010 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at KOCHI

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDUSIND BANK KOCHI Branch

INDUSIND BANK KOCHI is a branch of INDUSIND BANK located in KOCHI, KERALA. The branch provides comprehensive banking services to customers in KOCHI and surrounding areas.

Branch Address

GOWRINARAYAN, (OPP. TO NEW JAYALAKSHMI SILKS), '40/8399, 8400, M. G. ROAD, KOCHI ?? 682035, KOCHI, KERALA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 682234002. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDUSIND BANK KOCHI?

The IFSC code of INDUSIND BANK KOCHI branch in KOCHI is INDB0000010.

What is the MICR code of INDUSIND BANK KOCHI?

The MICR code of INDUSIND BANK KOCHI branch is 682234002.

What is the address of INDUSIND BANK KOCHI?

INDUSIND BANK KOCHI branch is located at GOWRINARAYAN, (OPP. TO NEW JAYALAKSHMI SILKS), '40/8399, 8400, M. G. ROAD, KOCHI ?? 682035.

Does INDUSIND BANK KOCHI support NEFT/RTGS/IMPS?

INDUSIND BANK KOCHI branch supports NEFT, RTGS, IMPS, and UPI transactions.