INDIAN BANK IFSC Code – VARICHIKUDI, KOTTUCHERRY
Complete bank details including IFSC code, MICR code, address and payment facilities for VARICHIKUDI branch.
Bank Details
| Bank Name | INDIAN BANK |
| Branch Name | VARICHIKUDI |
| IFSC Code | IDIB000V124 |
| MICR Code | WAITING |
| Address | RS NO 280/5/B, MAIN ROAD, VARICHIKUDI,KOTTUCHERRY TALUK, KARAIKAL DIST, PUDUCHERRY PIN-609609 |
| City | KOTTUCHERRY |
| District | KARAIKAL |
| State | PUDUCHERRY |
| Contact | 9489962599 |
Payment Facilities
About IFSC Code IDIB000V124
The IFSC code IDIB000V124 uniquely identifies the VARICHIKUDI branch of INDIAN BANK located in KOTTUCHERRY, PUDUCHERRY. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IDIB000V124
- First 4 characters (IDIB) – Represents INDIAN BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (00V124) – Unique branch identifier for VARICHIKUDI
How to Use IFSC Code IDIB000V124
To transfer money to any account at INDIAN BANK VARICHIKUDI branch, you will need to provide the IFSC code IDIB000V124 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at VARICHIKUDI
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN BANK VARICHIKUDI Branch
INDIAN BANK VARICHIKUDI is a branch of INDIAN BANK located in KOTTUCHERRY, PUDUCHERRY. The branch provides comprehensive banking services to customers in KOTTUCHERRY and surrounding areas.
Branch Address
RS NO 280/5/B, MAIN ROAD, VARICHIKUDI,KOTTUCHERRY TALUK, KARAIKAL DIST, PUDUCHERRY PIN-609609, KOTTUCHERRY, PUDUCHERRY
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is WAITING. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN BANK VARICHIKUDI?
The IFSC code of INDIAN BANK VARICHIKUDI branch in KOTTUCHERRY is IDIB000V124.
What is the MICR code of INDIAN BANK VARICHIKUDI?
The MICR code of INDIAN BANK VARICHIKUDI branch is WAITING.
What is the address of INDIAN BANK VARICHIKUDI?
INDIAN BANK VARICHIKUDI branch is located at RS NO 280/5/B, MAIN ROAD, VARICHIKUDI,KOTTUCHERRY TALUK, KARAIKAL DIST, PUDUCHERRY PIN-609609.
Does INDIAN BANK VARICHIKUDI support NEFT/RTGS/IMPS?
INDIAN BANK VARICHIKUDI branch supports NEFT, RTGS, IMPS, and UPI transactions.