INDIAN BANK IFSC Code – UNIVERSITY ROAD (RAJKOT), RAJKOT
Complete bank details including IFSC code, MICR code, address and payment facilities for UNIVERSITY ROAD (RAJKOT) branch.
Bank Details
| Bank Name | INDIAN BANK |
| Branch Name | UNIVERSITY ROAD (RAJKOT) |
| IFSC Code | IDIB000U026 |
| MICR Code | 360019003 |
| Address | AMBITION, 150 FEET RING ROAD, NEAR INDIRA CIRCLE UNIVERSITY ROAD, RAJKOT ?? 360 007 |
| City | RAJKOT |
| State | GUJARAT |
| Contact | 0 |
Payment Facilities
About IFSC Code IDIB000U026
The IFSC code IDIB000U026 uniquely identifies the UNIVERSITY ROAD (RAJKOT) branch of INDIAN BANK located in RAJKOT, GUJARAT. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IDIB000U026
- First 4 characters (IDIB) – Represents INDIAN BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (00U026) – Unique branch identifier for UNIVERSITY ROAD (RAJKOT)
How to Use IFSC Code IDIB000U026
To transfer money to any account at INDIAN BANK UNIVERSITY ROAD (RAJKOT) branch, you will need to provide the IFSC code IDIB000U026 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at UNIVERSITY ROAD (RAJKOT)
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN BANK UNIVERSITY ROAD (RAJKOT) Branch
INDIAN BANK UNIVERSITY ROAD (RAJKOT) is a branch of INDIAN BANK located in RAJKOT, GUJARAT. The branch provides comprehensive banking services to customers in RAJKOT and surrounding areas.
Branch Address
AMBITION, 150 FEET RING ROAD, NEAR INDIRA CIRCLE UNIVERSITY ROAD, RAJKOT ?? 360 007, RAJKOT, GUJARAT
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 360019003. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN BANK UNIVERSITY ROAD (RAJKOT)?
The IFSC code of INDIAN BANK UNIVERSITY ROAD (RAJKOT) branch in RAJKOT is IDIB000U026.
What is the MICR code of INDIAN BANK UNIVERSITY ROAD (RAJKOT)?
The MICR code of INDIAN BANK UNIVERSITY ROAD (RAJKOT) branch is 360019003.
What is the address of INDIAN BANK UNIVERSITY ROAD (RAJKOT)?
INDIAN BANK UNIVERSITY ROAD (RAJKOT) branch is located at AMBITION, 150 FEET RING ROAD, NEAR INDIRA CIRCLE UNIVERSITY ROAD, RAJKOT ?? 360 007.
Does INDIAN BANK UNIVERSITY ROAD (RAJKOT) support NEFT/RTGS/IMPS?
INDIAN BANK UNIVERSITY ROAD (RAJKOT) branch supports NEFT, RTGS, IMPS, and UPI transactions.