INDIAN BANK IFSC Code – SHAHID KARNAIL SINGH NAGAR, LUDHIANA
Complete bank details including IFSC code, MICR code, address and payment facilities for SHAHID KARNAIL SINGH NAGAR branch.
Bank Details
| Bank Name | INDIAN BANK |
| Branch Name | SHAHID KARNAIL SINGH NAGAR |
| IFSC Code | IDIB000S238 |
| MICR Code | NA |
| Address | HOUSE NO. 48C, SHAHEED KARNAIL SINGH NAGAR, PHASE III, SUA ROAD, JAWADI, NEAR PAKHOWAL ROAD, LUDHIANA DIST, PUNJAB, PIN - 141 013 |
| City | LUDHIANA |
| State | PUNJAB |
| Contact | 8427688092 |
Payment Facilities
About IFSC Code IDIB000S238
The IFSC code IDIB000S238 uniquely identifies the SHAHID KARNAIL SINGH NAGAR branch of INDIAN BANK located in LUDHIANA, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IDIB000S238
- First 4 characters (IDIB) – Represents INDIAN BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (00S238) – Unique branch identifier for SHAHID KARNAIL SINGH NAGAR
How to Use IFSC Code IDIB000S238
To transfer money to any account at INDIAN BANK SHAHID KARNAIL SINGH NAGAR branch, you will need to provide the IFSC code IDIB000S238 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at SHAHID KARNAIL SINGH NAGAR
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN BANK SHAHID KARNAIL SINGH NAGAR Branch
INDIAN BANK SHAHID KARNAIL SINGH NAGAR is a branch of INDIAN BANK located in LUDHIANA, PUNJAB. The branch provides comprehensive banking services to customers in LUDHIANA and surrounding areas.
Branch Address
HOUSE NO. 48C, SHAHEED KARNAIL SINGH NAGAR, PHASE III, SUA ROAD, JAWADI, NEAR PAKHOWAL ROAD, LUDHIANA DIST, PUNJAB, PIN - 141 013, LUDHIANA, PUNJAB
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN BANK SHAHID KARNAIL SINGH NAGAR?
The IFSC code of INDIAN BANK SHAHID KARNAIL SINGH NAGAR branch in LUDHIANA is IDIB000S238.
What is the MICR code of INDIAN BANK SHAHID KARNAIL SINGH NAGAR?
The MICR code of INDIAN BANK SHAHID KARNAIL SINGH NAGAR branch is NA.
What is the address of INDIAN BANK SHAHID KARNAIL SINGH NAGAR?
INDIAN BANK SHAHID KARNAIL SINGH NAGAR branch is located at HOUSE NO. 48C, SHAHEED KARNAIL SINGH NAGAR, PHASE III, SUA ROAD, JAWADI, NEAR PAKHOWAL ROAD, LUDHIANA DIST, PUNJAB, PIN - 141 013.
Does INDIAN BANK SHAHID KARNAIL SINGH NAGAR support NEFT/RTGS/IMPS?
INDIAN BANK SHAHID KARNAIL SINGH NAGAR branch supports NEFT, RTGS, IMPS, and UPI transactions.