INDIAN BANK IFSC Code – KALSI NAGAR, LUDHIANA
Complete bank details including IFSC code, MICR code, address and payment facilities for KALSI NAGAR branch.
Bank Details
| Bank Name | INDIAN BANK |
| Branch Name | KALSI NAGAR |
| IFSC Code | IDIB000S141 |
| MICR Code | 141019006 |
| Address | 1601KALSI NAGARMAIN G T ROADDHOLEWALLUDHIANA 141003 |
| City | LUDHIANA |
| State | PUNJAB |
| Contact | 0 |
Payment Facilities
About IFSC Code IDIB000S141
The IFSC code IDIB000S141 uniquely identifies the KALSI NAGAR branch of INDIAN BANK located in LUDHIANA, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IDIB000S141
- First 4 characters (IDIB) – Represents INDIAN BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (00S141) – Unique branch identifier for KALSI NAGAR
How to Use IFSC Code IDIB000S141
To transfer money to any account at INDIAN BANK KALSI NAGAR branch, you will need to provide the IFSC code IDIB000S141 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at KALSI NAGAR
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN BANK KALSI NAGAR Branch
INDIAN BANK KALSI NAGAR is a branch of INDIAN BANK located in LUDHIANA, PUNJAB. The branch provides comprehensive banking services to customers in LUDHIANA and surrounding areas.
Branch Address
1601KALSI NAGARMAIN G T ROADDHOLEWALLUDHIANA 141003, LUDHIANA, PUNJAB
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 141019006. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN BANK KALSI NAGAR?
The IFSC code of INDIAN BANK KALSI NAGAR branch in LUDHIANA is IDIB000S141.
What is the MICR code of INDIAN BANK KALSI NAGAR?
The MICR code of INDIAN BANK KALSI NAGAR branch is 141019006.
What is the address of INDIAN BANK KALSI NAGAR?
INDIAN BANK KALSI NAGAR branch is located at 1601KALSI NAGARMAIN G T ROADDHOLEWALLUDHIANA 141003.
Does INDIAN BANK KALSI NAGAR support NEFT/RTGS/IMPS?
INDIAN BANK KALSI NAGAR branch supports NEFT, RTGS, IMPS, and UPI transactions.