INDIAN BANK IFSC Code – RAJ NAGAR, GHAZIABAD
Complete bank details including IFSC code, MICR code, address and payment facilities for RAJ NAGAR branch.
Bank Details
| Bank Name | INDIAN BANK |
| Branch Name | RAJ NAGAR |
| IFSC Code | IDIB000R097 |
| MICR Code | WAITING |
| Address | C69, 1ST FLOOR, RDC, RAJNAGAR, GHAZIABAD, UP, PIN - 201002 |
| City | GHAZIABAD |
| State | UTTAR PRADESH |
| Contact | 9711306042 |
Payment Facilities
About IFSC Code IDIB000R097
The IFSC code IDIB000R097 uniquely identifies the RAJ NAGAR branch of INDIAN BANK located in GHAZIABAD, UTTAR PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IDIB000R097
- First 4 characters (IDIB) – Represents INDIAN BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (00R097) – Unique branch identifier for RAJ NAGAR
How to Use IFSC Code IDIB000R097
To transfer money to any account at INDIAN BANK RAJ NAGAR branch, you will need to provide the IFSC code IDIB000R097 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at RAJ NAGAR
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN BANK RAJ NAGAR Branch
INDIAN BANK RAJ NAGAR is a branch of INDIAN BANK located in GHAZIABAD, UTTAR PRADESH. The branch provides comprehensive banking services to customers in GHAZIABAD and surrounding areas.
Branch Address
C69, 1ST FLOOR, RDC, RAJNAGAR, GHAZIABAD, UP, PIN - 201002, GHAZIABAD, UTTAR PRADESH
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is WAITING. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN BANK RAJ NAGAR?
The IFSC code of INDIAN BANK RAJ NAGAR branch in GHAZIABAD is IDIB000R097.
What is the MICR code of INDIAN BANK RAJ NAGAR?
The MICR code of INDIAN BANK RAJ NAGAR branch is WAITING.
What is the address of INDIAN BANK RAJ NAGAR?
INDIAN BANK RAJ NAGAR branch is located at C69, 1ST FLOOR, RDC, RAJNAGAR, GHAZIABAD, UP, PIN - 201002.
Does INDIAN BANK RAJ NAGAR support NEFT/RTGS/IMPS?
INDIAN BANK RAJ NAGAR branch supports NEFT, RTGS, IMPS, and UPI transactions.