INDIAN BANK IFSC Code – PATNA CITY, PATNA
Complete bank details including IFSC code, MICR code, address and payment facilities for PATNA CITY branch.
Bank Details
| Bank Name | INDIAN BANK |
| Branch Name | PATNA CITY |
| IFSC Code | IDIB000P028 |
| MICR Code | 800019003 |
| Address | JHAUGANJ PATNA 800008 |
| City | PATNA |
| State | BIHAR |
| Contact | 0 |
Payment Facilities
About IFSC Code IDIB000P028
The IFSC code IDIB000P028 uniquely identifies the PATNA CITY branch of INDIAN BANK located in PATNA, BIHAR. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IDIB000P028
- First 4 characters (IDIB) – Represents INDIAN BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (00P028) – Unique branch identifier for PATNA CITY
How to Use IFSC Code IDIB000P028
To transfer money to any account at INDIAN BANK PATNA CITY branch, you will need to provide the IFSC code IDIB000P028 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at PATNA CITY
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN BANK PATNA CITY Branch
INDIAN BANK PATNA CITY is a branch of INDIAN BANK located in PATNA, BIHAR. The branch provides comprehensive banking services to customers in PATNA and surrounding areas.
Branch Address
JHAUGANJ PATNA 800008, PATNA, BIHAR
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 800019003. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN BANK PATNA CITY?
The IFSC code of INDIAN BANK PATNA CITY branch in PATNA is IDIB000P028.
What is the MICR code of INDIAN BANK PATNA CITY?
The MICR code of INDIAN BANK PATNA CITY branch is 800019003.
What is the address of INDIAN BANK PATNA CITY?
INDIAN BANK PATNA CITY branch is located at JHAUGANJ PATNA 800008.
Does INDIAN BANK PATNA CITY support NEFT/RTGS/IMPS?
INDIAN BANK PATNA CITY branch supports NEFT, RTGS, IMPS, and UPI transactions.