INDIAN BANK IFSC Code – NERAVY, NERAVY
Complete bank details including IFSC code, MICR code, address and payment facilities for NERAVY branch.
Bank Details
| Bank Name | INDIAN BANK |
| Branch Name | NERAVY |
| IFSC Code | IDIB000N045 |
| MICR Code | 609019010 |
| Address | 1 EAST KING STREET NERAVY KARAIKKAL 609604 |
| City | NERAVY |
| District | KARAIKAL |
| State | PUDUCHERRY |
| Contact | 0 |
Payment Facilities
About IFSC Code IDIB000N045
The IFSC code IDIB000N045 uniquely identifies the NERAVY branch of INDIAN BANK located in NERAVY, PUDUCHERRY. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IDIB000N045
- First 4 characters (IDIB) – Represents INDIAN BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (00N045) – Unique branch identifier for NERAVY
How to Use IFSC Code IDIB000N045
To transfer money to any account at INDIAN BANK NERAVY branch, you will need to provide the IFSC code IDIB000N045 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at NERAVY
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN BANK NERAVY Branch
INDIAN BANK NERAVY is a branch of INDIAN BANK located in NERAVY, PUDUCHERRY. The branch provides comprehensive banking services to customers in NERAVY and surrounding areas.
Branch Address
1 EAST KING STREET NERAVY KARAIKKAL 609604, NERAVY, PUDUCHERRY
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 609019010. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN BANK NERAVY?
The IFSC code of INDIAN BANK NERAVY branch in NERAVY is IDIB000N045.
What is the MICR code of INDIAN BANK NERAVY?
The MICR code of INDIAN BANK NERAVY branch is 609019010.
What is the address of INDIAN BANK NERAVY?
INDIAN BANK NERAVY branch is located at 1 EAST KING STREET NERAVY KARAIKKAL 609604.
Does INDIAN BANK NERAVY support NEFT/RTGS/IMPS?
INDIAN BANK NERAVY branch supports NEFT, RTGS, IMPS, and UPI transactions.