INDIAN BANK IFSC Code – MAHAKALI CAVES ROAD, MUMBAI
Complete bank details including IFSC code, MICR code, address and payment facilities for MAHAKALI CAVES ROAD branch.
Bank Details
| Bank Name | INDIAN BANK |
| Branch Name | MAHAKALI CAVES ROAD |
| IFSC Code | IDIB000M198 |
| MICR Code | 400019055 |
| Address | SHOP NO.1&2, PARAS PALACE, MAHAKALI CAVES ROAD, ANDHERI (EAST), MUMBAI - 400 093 |
| City | MUMBAI |
| District | GREATER MUMBAI |
| State | MAHARASHTRA |
| Contact | 0 |
Payment Facilities
About IFSC Code IDIB000M198
The IFSC code IDIB000M198 uniquely identifies the MAHAKALI CAVES ROAD branch of INDIAN BANK located in MUMBAI, MAHARASHTRA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IDIB000M198
- First 4 characters (IDIB) – Represents INDIAN BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (00M198) – Unique branch identifier for MAHAKALI CAVES ROAD
How to Use IFSC Code IDIB000M198
To transfer money to any account at INDIAN BANK MAHAKALI CAVES ROAD branch, you will need to provide the IFSC code IDIB000M198 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at MAHAKALI CAVES ROAD
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN BANK MAHAKALI CAVES ROAD Branch
INDIAN BANK MAHAKALI CAVES ROAD is a branch of INDIAN BANK located in MUMBAI, MAHARASHTRA. The branch provides comprehensive banking services to customers in MUMBAI and surrounding areas.
Branch Address
SHOP NO.1&2, PARAS PALACE, MAHAKALI CAVES ROAD, ANDHERI (EAST), MUMBAI - 400 093, MUMBAI, MAHARASHTRA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 400019055. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN BANK MAHAKALI CAVES ROAD?
The IFSC code of INDIAN BANK MAHAKALI CAVES ROAD branch in MUMBAI is IDIB000M198.
What is the MICR code of INDIAN BANK MAHAKALI CAVES ROAD?
The MICR code of INDIAN BANK MAHAKALI CAVES ROAD branch is 400019055.
What is the address of INDIAN BANK MAHAKALI CAVES ROAD?
INDIAN BANK MAHAKALI CAVES ROAD branch is located at SHOP NO.1&2, PARAS PALACE, MAHAKALI CAVES ROAD, ANDHERI (EAST), MUMBAI - 400 093.
Does INDIAN BANK MAHAKALI CAVES ROAD support NEFT/RTGS/IMPS?
INDIAN BANK MAHAKALI CAVES ROAD branch supports NEFT, RTGS, IMPS, and UPI transactions.