INDIAN BANK IFSC Code – KALAMASSERY, KALAMASSERY
Complete bank details including IFSC code, MICR code, address and payment facilities for KALAMASSERY branch.
Bank Details
| Bank Name | INDIAN BANK |
| Branch Name | KALAMASSERY |
| IFSC Code | IDIB000K224 |
| MICR Code | 682019014 |
| Address | FIRST FLOOR AKKM TOWER CUSAT JN/ S. KALAMASSERY COCHIN UNIVERSITY PO 682022 |
| City | KALAMASSERY |
| District | ERNAKULAM |
| State | KERALA |
| Contact | 0 |
Payment Facilities
About IFSC Code IDIB000K224
The IFSC code IDIB000K224 uniquely identifies the KALAMASSERY branch of INDIAN BANK located in KALAMASSERY, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IDIB000K224
- First 4 characters (IDIB) – Represents INDIAN BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (00K224) – Unique branch identifier for KALAMASSERY
How to Use IFSC Code IDIB000K224
To transfer money to any account at INDIAN BANK KALAMASSERY branch, you will need to provide the IFSC code IDIB000K224 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at KALAMASSERY
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN BANK KALAMASSERY Branch
INDIAN BANK KALAMASSERY is a branch of INDIAN BANK located in KALAMASSERY, KERALA. The branch provides comprehensive banking services to customers in KALAMASSERY and surrounding areas.
Branch Address
FIRST FLOOR AKKM TOWER CUSAT JN/ S. KALAMASSERY COCHIN UNIVERSITY PO 682022, KALAMASSERY, KERALA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 682019014. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN BANK KALAMASSERY?
The IFSC code of INDIAN BANK KALAMASSERY branch in KALAMASSERY is IDIB000K224.
What is the MICR code of INDIAN BANK KALAMASSERY?
The MICR code of INDIAN BANK KALAMASSERY branch is 682019014.
What is the address of INDIAN BANK KALAMASSERY?
INDIAN BANK KALAMASSERY branch is located at FIRST FLOOR AKKM TOWER CUSAT JN/ S. KALAMASSERY COCHIN UNIVERSITY PO 682022.
Does INDIAN BANK KALAMASSERY support NEFT/RTGS/IMPS?
INDIAN BANK KALAMASSERY branch supports NEFT, RTGS, IMPS, and UPI transactions.