INDIAN BANK IFSC Code – KISHANGANJ, KISHANGANJ
Complete bank details including IFSC code, MICR code, address and payment facilities for KISHANGANJ branch.
Bank Details
| Bank Name | INDIAN BANK |
| Branch Name | KISHANGANJ |
| IFSC Code | IDIB000K195 |
| MICR Code | 855019002 |
| Address | BHAGAT TOLL ROAD, KISHAN GANJ, BIHAR 855 108 |
| City | KISHANGANJ |
| State | BIHAR |
| Contact | 0 |
Payment Facilities
About IFSC Code IDIB000K195
The IFSC code IDIB000K195 uniquely identifies the KISHANGANJ branch of INDIAN BANK located in KISHANGANJ, BIHAR. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IDIB000K195
- First 4 characters (IDIB) – Represents INDIAN BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (00K195) – Unique branch identifier for KISHANGANJ
How to Use IFSC Code IDIB000K195
To transfer money to any account at INDIAN BANK KISHANGANJ branch, you will need to provide the IFSC code IDIB000K195 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at KISHANGANJ
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN BANK KISHANGANJ Branch
INDIAN BANK KISHANGANJ is a branch of INDIAN BANK located in KISHANGANJ, BIHAR. The branch provides comprehensive banking services to customers in KISHANGANJ and surrounding areas.
Branch Address
BHAGAT TOLL ROAD, KISHAN GANJ, BIHAR 855 108, KISHANGANJ, BIHAR
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 855019002. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN BANK KISHANGANJ?
The IFSC code of INDIAN BANK KISHANGANJ branch in KISHANGANJ is IDIB000K195.
What is the MICR code of INDIAN BANK KISHANGANJ?
The MICR code of INDIAN BANK KISHANGANJ branch is 855019002.
What is the address of INDIAN BANK KISHANGANJ?
INDIAN BANK KISHANGANJ branch is located at BHAGAT TOLL ROAD, KISHAN GANJ, BIHAR 855 108.
Does INDIAN BANK KISHANGANJ support NEFT/RTGS/IMPS?
INDIAN BANK KISHANGANJ branch supports NEFT, RTGS, IMPS, and UPI transactions.