INDIAN BANK IFSC Code – KHARAGPUR, KHARAGPUR
Complete bank details including IFSC code, MICR code, address and payment facilities for KHARAGPUR branch.
Bank Details
| Bank Name | INDIAN BANK |
| Branch Name | KHARAGPUR |
| IFSC Code | IDIB000K069 |
| MICR Code | 721019006 |
| Address | KHARAGPURMALANCHA MAIN ROADKHARIDA 721301 |
| City | KHARAGPUR |
| District | WEST MEDINIPUR |
| State | WEST BENGAL |
| Contact | 0 |
Payment Facilities
About IFSC Code IDIB000K069
The IFSC code IDIB000K069 uniquely identifies the KHARAGPUR branch of INDIAN BANK located in KHARAGPUR, WEST BENGAL. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IDIB000K069
- First 4 characters (IDIB) – Represents INDIAN BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (00K069) – Unique branch identifier for KHARAGPUR
How to Use IFSC Code IDIB000K069
To transfer money to any account at INDIAN BANK KHARAGPUR branch, you will need to provide the IFSC code IDIB000K069 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at KHARAGPUR
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN BANK KHARAGPUR Branch
INDIAN BANK KHARAGPUR is a branch of INDIAN BANK located in KHARAGPUR, WEST BENGAL. The branch provides comprehensive banking services to customers in KHARAGPUR and surrounding areas.
Branch Address
KHARAGPURMALANCHA MAIN ROADKHARIDA 721301, KHARAGPUR, WEST BENGAL
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 721019006. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN BANK KHARAGPUR?
The IFSC code of INDIAN BANK KHARAGPUR branch in KHARAGPUR is IDIB000K069.
What is the MICR code of INDIAN BANK KHARAGPUR?
The MICR code of INDIAN BANK KHARAGPUR branch is 721019006.
What is the address of INDIAN BANK KHARAGPUR?
INDIAN BANK KHARAGPUR branch is located at KHARAGPURMALANCHA MAIN ROADKHARIDA 721301.
Does INDIAN BANK KHARAGPUR support NEFT/RTGS/IMPS?
INDIAN BANK KHARAGPUR branch supports NEFT, RTGS, IMPS, and UPI transactions.