INDIAN BANKVerified Feb 2026

INDIAN BANK IFSC Code – KARIAMANICKAM, KARIAMANICKAM

Complete bank details including IFSC code, MICR code, address and payment facilities for KARIAMANICKAM branch.

IFSC Code
IDIB000K020

Bank Details

Bank NameINDIAN BANK
Branch NameKARIAMANICKAM
IFSC CodeIDIB000K020
MICR Code605019091
AddressMAIN ROAD KARIAMANICKAM NETTAPAKKAM POST 605106
CityKARIAMANICKAM
DistrictPONDICHERRY
StatePUDUCHERRY
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IDIB000K020

The IFSC code IDIB000K020 uniquely identifies the KARIAMANICKAM branch of INDIAN BANK located in KARIAMANICKAM, PUDUCHERRY. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IDIB000K020

  • First 4 characters (IDIB) – Represents INDIAN BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (00K020) – Unique branch identifier for KARIAMANICKAM

How to Use IFSC Code IDIB000K020

To transfer money to any account at INDIAN BANK KARIAMANICKAM branch, you will need to provide the IFSC code IDIB000K020 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at KARIAMANICKAM

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN BANK KARIAMANICKAM Branch

INDIAN BANK KARIAMANICKAM is a branch of INDIAN BANK located in KARIAMANICKAM, PUDUCHERRY. The branch provides comprehensive banking services to customers in KARIAMANICKAM and surrounding areas.

Branch Address

MAIN ROAD KARIAMANICKAM NETTAPAKKAM POST 605106, KARIAMANICKAM, PUDUCHERRY

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 605019091. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN BANK KARIAMANICKAM?

The IFSC code of INDIAN BANK KARIAMANICKAM branch in KARIAMANICKAM is IDIB000K020.

What is the MICR code of INDIAN BANK KARIAMANICKAM?

The MICR code of INDIAN BANK KARIAMANICKAM branch is 605019091.

What is the address of INDIAN BANK KARIAMANICKAM?

INDIAN BANK KARIAMANICKAM branch is located at MAIN ROAD KARIAMANICKAM NETTAPAKKAM POST 605106.

Does INDIAN BANK KARIAMANICKAM support NEFT/RTGS/IMPS?

INDIAN BANK KARIAMANICKAM branch supports NEFT, RTGS, IMPS, and UPI transactions.