INDIAN BANK IFSC Code – JAGRAON, JAGRAON
Complete bank details including IFSC code, MICR code, address and payment facilities for JAGRAON branch.
Bank Details
| Bank Name | INDIAN BANK |
| Branch Name | JAGRAON |
| IFSC Code | IDIB000J002 |
| MICR Code | 142019001 |
| Address | RAIKOT ROAD, JHANSI RANI CHOWK, JAGRAON, LUDHIANA DIST 142026 |
| City | JAGRAON |
| District | LUDHIANA |
| State | PUNJAB |
| Contact | 0 |
Payment Facilities
About IFSC Code IDIB000J002
The IFSC code IDIB000J002 uniquely identifies the JAGRAON branch of INDIAN BANK located in JAGRAON, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IDIB000J002
- First 4 characters (IDIB) – Represents INDIAN BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (00J002) – Unique branch identifier for JAGRAON
How to Use IFSC Code IDIB000J002
To transfer money to any account at INDIAN BANK JAGRAON branch, you will need to provide the IFSC code IDIB000J002 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at JAGRAON
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN BANK JAGRAON Branch
INDIAN BANK JAGRAON is a branch of INDIAN BANK located in JAGRAON, PUNJAB. The branch provides comprehensive banking services to customers in JAGRAON and surrounding areas.
Branch Address
RAIKOT ROAD, JHANSI RANI CHOWK, JAGRAON, LUDHIANA DIST 142026, JAGRAON, PUNJAB
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 142019001. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN BANK JAGRAON?
The IFSC code of INDIAN BANK JAGRAON branch in JAGRAON is IDIB000J002.
What is the MICR code of INDIAN BANK JAGRAON?
The MICR code of INDIAN BANK JAGRAON branch is 142019001.
What is the address of INDIAN BANK JAGRAON?
INDIAN BANK JAGRAON branch is located at RAIKOT ROAD, JHANSI RANI CHOWK, JAGRAON, LUDHIANA DIST 142026.
Does INDIAN BANK JAGRAON support NEFT/RTGS/IMPS?
INDIAN BANK JAGRAON branch supports NEFT, RTGS, IMPS, and UPI transactions.