INDIAN BANK IFSC Code – GAROUL, GAROUL
Complete bank details including IFSC code, MICR code, address and payment facilities for GAROUL branch.
Bank Details
| Bank Name | INDIAN BANK |
| Branch Name | GAROUL |
| IFSC Code | IDIB000G040 |
| MICR Code | 847019002 |
| Address | GAROUL VILLAGE PO GAROULI VIA PUTAI DARBHANGA 847423 |
| City | GAROUL |
| District | DARBHANGA |
| State | BIHAR |
| Contact | 0 |
Payment Facilities
About IFSC Code IDIB000G040
The IFSC code IDIB000G040 uniquely identifies the GAROUL branch of INDIAN BANK located in GAROUL, BIHAR. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IDIB000G040
- First 4 characters (IDIB) – Represents INDIAN BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (00G040) – Unique branch identifier for GAROUL
How to Use IFSC Code IDIB000G040
To transfer money to any account at INDIAN BANK GAROUL branch, you will need to provide the IFSC code IDIB000G040 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at GAROUL
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN BANK GAROUL Branch
INDIAN BANK GAROUL is a branch of INDIAN BANK located in GAROUL, BIHAR. The branch provides comprehensive banking services to customers in GAROUL and surrounding areas.
Branch Address
GAROUL VILLAGE PO GAROULI VIA PUTAI DARBHANGA 847423, GAROUL, BIHAR
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 847019002. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN BANK GAROUL?
The IFSC code of INDIAN BANK GAROUL branch in GAROUL is IDIB000G040.
What is the MICR code of INDIAN BANK GAROUL?
The MICR code of INDIAN BANK GAROUL branch is 847019002.
What is the address of INDIAN BANK GAROUL?
INDIAN BANK GAROUL branch is located at GAROUL VILLAGE PO GAROULI VIA PUTAI DARBHANGA 847423.
Does INDIAN BANK GAROUL support NEFT/RTGS/IMPS?
INDIAN BANK GAROUL branch supports NEFT, RTGS, IMPS, and UPI transactions.