INDIAN BANK IFSC Code – ERNAKULAM, KOCHI
Complete bank details including IFSC code, MICR code, address and payment facilities for ERNAKULAM branch.
Bank Details
| Bank Name | INDIAN BANK |
| Branch Name | ERNAKULAM |
| IFSC Code | IDIB000E007 |
| MICR Code | 682019002 |
| Address | P.B.NO.2554, SHANMUGHAM ROAD, ERNAKULAM-682 031. PHONE NO. |
| City | KOCHI |
| District | ERNAKULAM |
| State | KERALA |
| Contact | 0 |
Payment Facilities
About IFSC Code IDIB000E007
The IFSC code IDIB000E007 uniquely identifies the ERNAKULAM branch of INDIAN BANK located in KOCHI, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IDIB000E007
- First 4 characters (IDIB) – Represents INDIAN BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (00E007) – Unique branch identifier for ERNAKULAM
How to Use IFSC Code IDIB000E007
To transfer money to any account at INDIAN BANK ERNAKULAM branch, you will need to provide the IFSC code IDIB000E007 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at ERNAKULAM
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN BANK ERNAKULAM Branch
INDIAN BANK ERNAKULAM is a branch of INDIAN BANK located in KOCHI, KERALA. The branch provides comprehensive banking services to customers in KOCHI and surrounding areas.
Branch Address
P.B.NO.2554, SHANMUGHAM ROAD, ERNAKULAM-682 031. PHONE NO., KOCHI, KERALA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 682019002. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN BANK ERNAKULAM?
The IFSC code of INDIAN BANK ERNAKULAM branch in KOCHI is IDIB000E007.
What is the MICR code of INDIAN BANK ERNAKULAM?
The MICR code of INDIAN BANK ERNAKULAM branch is 682019002.
What is the address of INDIAN BANK ERNAKULAM?
INDIAN BANK ERNAKULAM branch is located at P.B.NO.2554, SHANMUGHAM ROAD, ERNAKULAM-682 031. PHONE NO..
Does INDIAN BANK ERNAKULAM support NEFT/RTGS/IMPS?
INDIAN BANK ERNAKULAM branch supports NEFT, RTGS, IMPS, and UPI transactions.