INDIAN BANK IFSC Code – BABUDANGA, HOWRAH
Complete bank details including IFSC code, MICR code, address and payment facilities for BABUDANGA branch.
Bank Details
| Bank Name | INDIAN BANK |
| Branch Name | BABUDANGA |
| IFSC Code | IDIB000B085 |
| MICR Code | 700019031 |
| Address | BABUDANGA (SALKIA) 171, GT ROAD NORTH, HOWRAH DISTRICT PIN 711106 |
| City | HOWRAH |
| State | WEST BENGAL |
| Contact | 0 |
Payment Facilities
About IFSC Code IDIB000B085
The IFSC code IDIB000B085 uniquely identifies the BABUDANGA branch of INDIAN BANK located in HOWRAH, WEST BENGAL. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IDIB000B085
- First 4 characters (IDIB) – Represents INDIAN BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (00B085) – Unique branch identifier for BABUDANGA
How to Use IFSC Code IDIB000B085
To transfer money to any account at INDIAN BANK BABUDANGA branch, you will need to provide the IFSC code IDIB000B085 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at BABUDANGA
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN BANK BABUDANGA Branch
INDIAN BANK BABUDANGA is a branch of INDIAN BANK located in HOWRAH, WEST BENGAL. The branch provides comprehensive banking services to customers in HOWRAH and surrounding areas.
Branch Address
BABUDANGA (SALKIA) 171, GT ROAD NORTH, HOWRAH DISTRICT PIN 711106, HOWRAH, WEST BENGAL
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 700019031. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN BANK BABUDANGA?
The IFSC code of INDIAN BANK BABUDANGA branch in HOWRAH is IDIB000B085.
What is the MICR code of INDIAN BANK BABUDANGA?
The MICR code of INDIAN BANK BABUDANGA branch is 700019031.
What is the address of INDIAN BANK BABUDANGA?
INDIAN BANK BABUDANGA branch is located at BABUDANGA (SALKIA) 171, GT ROAD NORTH, HOWRAH DISTRICT PIN 711106.
Does INDIAN BANK BABUDANGA support NEFT/RTGS/IMPS?
INDIAN BANK BABUDANGA branch supports NEFT, RTGS, IMPS, and UPI transactions.