INDIAN BANK IFSC Code – BAILEY ROAD, PATNA
Complete bank details including IFSC code, MICR code, address and payment facilities for BAILEY ROAD branch.
Bank Details
| Bank Name | INDIAN BANK |
| Branch Name | BAILEY ROAD |
| IFSC Code | IDIB000B082 |
| MICR Code | 800019005 |
| Address | PANT BHAWANBAILEY ROADPATNA800008 |
| City | PATNA |
| State | BIHAR |
| Contact | 0 |
Payment Facilities
About IFSC Code IDIB000B082
The IFSC code IDIB000B082 uniquely identifies the BAILEY ROAD branch of INDIAN BANK located in PATNA, BIHAR. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IDIB000B082
- First 4 characters (IDIB) – Represents INDIAN BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (00B082) – Unique branch identifier for BAILEY ROAD
How to Use IFSC Code IDIB000B082
To transfer money to any account at INDIAN BANK BAILEY ROAD branch, you will need to provide the IFSC code IDIB000B082 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at BAILEY ROAD
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN BANK BAILEY ROAD Branch
INDIAN BANK BAILEY ROAD is a branch of INDIAN BANK located in PATNA, BIHAR. The branch provides comprehensive banking services to customers in PATNA and surrounding areas.
Branch Address
PANT BHAWANBAILEY ROADPATNA800008, PATNA, BIHAR
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 800019005. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN BANK BAILEY ROAD?
The IFSC code of INDIAN BANK BAILEY ROAD branch in PATNA is IDIB000B082.
What is the MICR code of INDIAN BANK BAILEY ROAD?
The MICR code of INDIAN BANK BAILEY ROAD branch is 800019005.
What is the address of INDIAN BANK BAILEY ROAD?
INDIAN BANK BAILEY ROAD branch is located at PANT BHAWANBAILEY ROADPATNA800008.
Does INDIAN BANK BAILEY ROAD support NEFT/RTGS/IMPS?
INDIAN BANK BAILEY ROAD branch supports NEFT, RTGS, IMPS, and UPI transactions.