INDIAN BANK IFSC Code – BHAGALPUR, BHAGALPUR
Complete bank details including IFSC code, MICR code, address and payment facilities for BHAGALPUR branch.
Bank Details
| Bank Name | INDIAN BANK |
| Branch Name | BHAGALPUR |
| IFSC Code | IDIB000B043 |
| MICR Code | 812019002 |
| Address | 4 PATAL BABU ROAD BHAGALPUR BIHAR 812002 |
| City | BHAGALPUR |
| State | BIHAR |
| Contact | 0 |
Payment Facilities
About IFSC Code IDIB000B043
The IFSC code IDIB000B043 uniquely identifies the BHAGALPUR branch of INDIAN BANK located in BHAGALPUR, BIHAR. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IDIB000B043
- First 4 characters (IDIB) – Represents INDIAN BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (00B043) – Unique branch identifier for BHAGALPUR
How to Use IFSC Code IDIB000B043
To transfer money to any account at INDIAN BANK BHAGALPUR branch, you will need to provide the IFSC code IDIB000B043 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at BHAGALPUR
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN BANK BHAGALPUR Branch
INDIAN BANK BHAGALPUR is a branch of INDIAN BANK located in BHAGALPUR, BIHAR. The branch provides comprehensive banking services to customers in BHAGALPUR and surrounding areas.
Branch Address
4 PATAL BABU ROAD BHAGALPUR BIHAR 812002, BHAGALPUR, BIHAR
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 812019002. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN BANK BHAGALPUR?
The IFSC code of INDIAN BANK BHAGALPUR branch in BHAGALPUR is IDIB000B043.
What is the MICR code of INDIAN BANK BHAGALPUR?
The MICR code of INDIAN BANK BHAGALPUR branch is 812019002.
What is the address of INDIAN BANK BHAGALPUR?
INDIAN BANK BHAGALPUR branch is located at 4 PATAL BABU ROAD BHAGALPUR BIHAR 812002.
Does INDIAN BANK BHAGALPUR support NEFT/RTGS/IMPS?
INDIAN BANK BHAGALPUR branch supports NEFT, RTGS, IMPS, and UPI transactions.