INDIAN BANK IFSC Code – BHARUCH, BHARUCH
Complete bank details including IFSC code, MICR code, address and payment facilities for BHARUCH branch.
Bank Details
| Bank Name | INDIAN BANK |
| Branch Name | BHARUCH |
| IFSC Code | IDIB000B031 |
| MICR Code | 392019002 |
| Address | B-10-3STATION ROADBHARUCH GUJARAT 392001 |
| City | BHARUCH |
| State | GUJARAT |
| Contact | 0 |
Payment Facilities
About IFSC Code IDIB000B031
The IFSC code IDIB000B031 uniquely identifies the BHARUCH branch of INDIAN BANK located in BHARUCH, GUJARAT. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IDIB000B031
- First 4 characters (IDIB) – Represents INDIAN BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (00B031) – Unique branch identifier for BHARUCH
How to Use IFSC Code IDIB000B031
To transfer money to any account at INDIAN BANK BHARUCH branch, you will need to provide the IFSC code IDIB000B031 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at BHARUCH
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN BANK BHARUCH Branch
INDIAN BANK BHARUCH is a branch of INDIAN BANK located in BHARUCH, GUJARAT. The branch provides comprehensive banking services to customers in BHARUCH and surrounding areas.
Branch Address
B-10-3STATION ROADBHARUCH GUJARAT 392001, BHARUCH, GUJARAT
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 392019002. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN BANK BHARUCH?
The IFSC code of INDIAN BANK BHARUCH branch in BHARUCH is IDIB000B031.
What is the MICR code of INDIAN BANK BHARUCH?
The MICR code of INDIAN BANK BHARUCH branch is 392019002.
What is the address of INDIAN BANK BHARUCH?
INDIAN BANK BHARUCH branch is located at B-10-3STATION ROADBHARUCH GUJARAT 392001.
Does INDIAN BANK BHARUCH support NEFT/RTGS/IMPS?
INDIAN BANK BHARUCH branch supports NEFT, RTGS, IMPS, and UPI transactions.