INDIAN BANKVerified Feb 2026

INDIAN BANK IFSC Code – BALARAMAPURAM, BALARAMAPURAM

Complete bank details including IFSC code, MICR code, address and payment facilities for BALARAMAPURAM branch.

IFSC Code
IDIB000B004

Bank Details

Bank NameINDIAN BANK
Branch NameBALARAMAPURAM
IFSC CodeIDIB000B004
MICR Code695019085
AddressBALARAMAPURAMP B NO 3 , BP VII / 274KANYAKUMARI ROAD, BALARAMAPUR695501
CityBALARAMAPURAM
DistrictTRIVANDRUM
StateKERALA
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IDIB000B004

The IFSC code IDIB000B004 uniquely identifies the BALARAMAPURAM branch of INDIAN BANK located in BALARAMAPURAM, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IDIB000B004

  • First 4 characters (IDIB) – Represents INDIAN BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (00B004) – Unique branch identifier for BALARAMAPURAM

How to Use IFSC Code IDIB000B004

To transfer money to any account at INDIAN BANK BALARAMAPURAM branch, you will need to provide the IFSC code IDIB000B004 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at BALARAMAPURAM

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN BANK BALARAMAPURAM Branch

INDIAN BANK BALARAMAPURAM is a branch of INDIAN BANK located in BALARAMAPURAM, KERALA. The branch provides comprehensive banking services to customers in BALARAMAPURAM and surrounding areas.

Branch Address

BALARAMAPURAMP B NO 3 , BP VII / 274KANYAKUMARI ROAD, BALARAMAPUR695501, BALARAMAPURAM, KERALA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 695019085. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN BANK BALARAMAPURAM?

The IFSC code of INDIAN BANK BALARAMAPURAM branch in BALARAMAPURAM is IDIB000B004.

What is the MICR code of INDIAN BANK BALARAMAPURAM?

The MICR code of INDIAN BANK BALARAMAPURAM branch is 695019085.

What is the address of INDIAN BANK BALARAMAPURAM?

INDIAN BANK BALARAMAPURAM branch is located at BALARAMAPURAMP B NO 3 , BP VII / 274KANYAKUMARI ROAD, BALARAMAPUR695501.

Does INDIAN BANK BALARAMAPURAM support NEFT/RTGS/IMPS?

INDIAN BANK BALARAMAPURAM branch supports NEFT, RTGS, IMPS, and UPI transactions.