INDIAN BANK IFSC Code – AYATHIL, KOLLAM
Complete bank details including IFSC code, MICR code, address and payment facilities for AYATHIL branch.
Bank Details
| Bank Name | INDIAN BANK |
| Branch Name | AYATHIL |
| IFSC Code | IDIB000A175 |
| MICR Code | WAITING |
| Address | MUMTAJ ARCADE NEAR JSM SUPER MARKET AYATHIL KOLLAM 691001 |
| City | KOLLAM |
| State | KERALA |
| Contact | 9447900545 |
Payment Facilities
About IFSC Code IDIB000A175
The IFSC code IDIB000A175 uniquely identifies the AYATHIL branch of INDIAN BANK located in KOLLAM, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IDIB000A175
- First 4 characters (IDIB) – Represents INDIAN BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (00A175) – Unique branch identifier for AYATHIL
How to Use IFSC Code IDIB000A175
To transfer money to any account at INDIAN BANK AYATHIL branch, you will need to provide the IFSC code IDIB000A175 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at AYATHIL
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN BANK AYATHIL Branch
INDIAN BANK AYATHIL is a branch of INDIAN BANK located in KOLLAM, KERALA. The branch provides comprehensive banking services to customers in KOLLAM and surrounding areas.
Branch Address
MUMTAJ ARCADE NEAR JSM SUPER MARKET AYATHIL KOLLAM 691001, KOLLAM, KERALA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is WAITING. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN BANK AYATHIL?
The IFSC code of INDIAN BANK AYATHIL branch in KOLLAM is IDIB000A175.
What is the MICR code of INDIAN BANK AYATHIL?
The MICR code of INDIAN BANK AYATHIL branch is WAITING.
What is the address of INDIAN BANK AYATHIL?
INDIAN BANK AYATHIL branch is located at MUMTAJ ARCADE NEAR JSM SUPER MARKET AYATHIL KOLLAM 691001.
Does INDIAN BANK AYATHIL support NEFT/RTGS/IMPS?
INDIAN BANK AYATHIL branch supports NEFT, RTGS, IMPS, and UPI transactions.