ICICI BANK LIMITED IFSC Code – BALLOWAL, LUDHIANA
Complete bank details including IFSC code, MICR code, address and payment facilities for BALLOWAL branch.
Bank Details
| Bank Name | ICICI BANK LIMITED |
| Branch Name | BALLOWAL |
| IFSC Code | ICIC0003138 |
| MICR Code | 141229019 |
| Address | ICICI BANK LTD., NEAR FLOUR MILL, VPO BALLOWAL, LUDHIANA WEST, LUDHIANA - 141202, PUNJAB |
| City | LUDHIANA |
| State | PUNJAB |
| Contact | 0 |
Payment Facilities
About IFSC Code ICIC0003138
The IFSC code ICIC0003138 uniquely identifies the BALLOWAL branch of ICICI BANK LIMITED located in LUDHIANA, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code ICIC0003138
- First 4 characters (ICIC) – Represents ICICI BANK LIMITED bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (003138) – Unique branch identifier for BALLOWAL
How to Use IFSC Code ICIC0003138
To transfer money to any account at ICICI BANK LIMITED BALLOWAL branch, you will need to provide the IFSC code ICIC0003138 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at BALLOWAL
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About ICICI BANK LIMITED BALLOWAL Branch
ICICI BANK LIMITED BALLOWAL is a branch of ICICI BANK LIMITED located in LUDHIANA, PUNJAB. The branch provides comprehensive banking services to customers in LUDHIANA and surrounding areas.
Branch Address
ICICI BANK LTD., NEAR FLOUR MILL, VPO BALLOWAL, LUDHIANA WEST, LUDHIANA - 141202, PUNJAB, LUDHIANA, PUNJAB
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 141229019. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of ICICI BANK LIMITED BALLOWAL?
The IFSC code of ICICI BANK LIMITED BALLOWAL branch in LUDHIANA is ICIC0003138.
What is the MICR code of ICICI BANK LIMITED BALLOWAL?
The MICR code of ICICI BANK LIMITED BALLOWAL branch is 141229019.
What is the address of ICICI BANK LIMITED BALLOWAL?
ICICI BANK LIMITED BALLOWAL branch is located at ICICI BANK LTD., NEAR FLOUR MILL, VPO BALLOWAL, LUDHIANA WEST, LUDHIANA - 141202, PUNJAB.
Does ICICI BANK LIMITED BALLOWAL support NEFT/RTGS/IMPS?
ICICI BANK LIMITED BALLOWAL branch supports NEFT, RTGS, IMPS, and UPI transactions.