IDBI BANK IFSC Code – SHIVALIK MERCANTILE CO-OPERATIVE BANK, SAHARANPUR
Complete bank details including IFSC code, MICR code, address and payment facilities for SHIVALIK MERCANTILE CO-OPERATIVE BANK branch.
Bank Details
| Bank Name | IDBI BANK |
| Branch Name | SHIVALIK MERCANTILE CO-OPERATIVE BANK |
| IFSC Code | IBKL0236SMB |
| MICR Code | 247816002 |
| Address | SHIVALIK MERCANTILE CO-OPERATIVE BANK, 1ST FLOOR, HAKIKAT NAGAR, SAHARANPUR, UTTAR PRADESH, PIN-247001 |
| City | SAHARANPUR |
| State | UTTAR PRADESH |
| Contact | 0 |
Payment Facilities
About IFSC Code IBKL0236SMB
The IFSC code IBKL0236SMB uniquely identifies the SHIVALIK MERCANTILE CO-OPERATIVE BANK branch of IDBI BANK located in SAHARANPUR, UTTAR PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IBKL0236SMB
- First 4 characters (IBKL) – Represents IDBI BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (236SMB) – Unique branch identifier for SHIVALIK MERCANTILE CO-OPERATIVE BANK
How to Use IFSC Code IBKL0236SMB
To transfer money to any account at IDBI BANK SHIVALIK MERCANTILE CO-OPERATIVE BANK branch, you will need to provide the IFSC code IBKL0236SMB along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at SHIVALIK MERCANTILE CO-OPERATIVE BANK
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About IDBI BANK SHIVALIK MERCANTILE CO-OPERATIVE BANK Branch
IDBI BANK SHIVALIK MERCANTILE CO-OPERATIVE BANK is a branch of IDBI BANK located in SAHARANPUR, UTTAR PRADESH. The branch provides comprehensive banking services to customers in SAHARANPUR and surrounding areas.
Branch Address
SHIVALIK MERCANTILE CO-OPERATIVE BANK, 1ST FLOOR, HAKIKAT NAGAR, SAHARANPUR, UTTAR PRADESH, PIN-247001, SAHARANPUR, UTTAR PRADESH
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 247816002. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of IDBI BANK SHIVALIK MERCANTILE CO-OPERATIVE BANK?
The IFSC code of IDBI BANK SHIVALIK MERCANTILE CO-OPERATIVE BANK branch in SAHARANPUR is IBKL0236SMB.
What is the MICR code of IDBI BANK SHIVALIK MERCANTILE CO-OPERATIVE BANK?
The MICR code of IDBI BANK SHIVALIK MERCANTILE CO-OPERATIVE BANK branch is 247816002.
What is the address of IDBI BANK SHIVALIK MERCANTILE CO-OPERATIVE BANK?
IDBI BANK SHIVALIK MERCANTILE CO-OPERATIVE BANK branch is located at SHIVALIK MERCANTILE CO-OPERATIVE BANK, 1ST FLOOR, HAKIKAT NAGAR, SAHARANPUR, UTTAR PRADESH, PIN-247001.
Does IDBI BANK SHIVALIK MERCANTILE CO-OPERATIVE BANK support NEFT/RTGS/IMPS?
IDBI BANK SHIVALIK MERCANTILE CO-OPERATIVE BANK branch supports NEFT, RTGS, IMPS, and UPI transactions.