IDBI BANKVerified Feb 2026

IDBI BANK IFSC Code – BALUSSERY COOP URBAN BANK LTD, BALUSSERI

Complete bank details including IFSC code, MICR code, address and payment facilities for BALUSSERY COOP URBAN BANK LTD branch.

IFSC Code
IBKL0114BCU

Bank Details

Bank NameIDBI BANK
Branch NameBALUSSERY COOP URBAN BANK LTD
IFSC CodeIBKL0114BCU
MICR Code673844352
AddressBALUSSERI P O,KOZHIKODE 673612
CityBALUSSERI
DistrictKOZHIKODE
StateKERALA
Contact2236033

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IBKL0114BCU

The IFSC code IBKL0114BCU uniquely identifies the BALUSSERY COOP URBAN BANK LTD branch of IDBI BANK located in BALUSSERI, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IBKL0114BCU

  • First 4 characters (IBKL) – Represents IDBI BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (114BCU) – Unique branch identifier for BALUSSERY COOP URBAN BANK LTD

How to Use IFSC Code IBKL0114BCU

To transfer money to any account at IDBI BANK BALUSSERY COOP URBAN BANK LTD branch, you will need to provide the IFSC code IBKL0114BCU along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at BALUSSERY COOP URBAN BANK LTD

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About IDBI BANK BALUSSERY COOP URBAN BANK LTD Branch

IDBI BANK BALUSSERY COOP URBAN BANK LTD is a branch of IDBI BANK located in BALUSSERI, KERALA. The branch provides comprehensive banking services to customers in BALUSSERI and surrounding areas.

Branch Address

BALUSSERI P O,KOZHIKODE 673612, BALUSSERI, KERALA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 673844352. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of IDBI BANK BALUSSERY COOP URBAN BANK LTD?

The IFSC code of IDBI BANK BALUSSERY COOP URBAN BANK LTD branch in BALUSSERI is IBKL0114BCU.

What is the MICR code of IDBI BANK BALUSSERY COOP URBAN BANK LTD?

The MICR code of IDBI BANK BALUSSERY COOP URBAN BANK LTD branch is 673844352.

What is the address of IDBI BANK BALUSSERY COOP URBAN BANK LTD?

IDBI BANK BALUSSERY COOP URBAN BANK LTD branch is located at BALUSSERI P O,KOZHIKODE 673612.

Does IDBI BANK BALUSSERY COOP URBAN BANK LTD support NEFT/RTGS/IMPS?

IDBI BANK BALUSSERY COOP URBAN BANK LTD branch supports NEFT, RTGS, IMPS, and UPI transactions.