IDBI BANK IFSC Code – NAINITAL, NAINITAL
Complete bank details including IFSC code, MICR code, address and payment facilities for NAINITAL branch.
Bank Details
| Bank Name | IDBI BANK |
| Branch Name | NAINITAL |
| IFSC Code | IBKL0001531 |
| MICR Code | WAITING |
| Address | APSLAY HOUSE,COMMERCIAL BUILDING,NEAR BARA BAZAR,P.O.ROAD,MALLITAL,NAINITAL 263001 |
| City | NAINITAL |
| State | UTTARAKHAND |
| Contact | 8899602278 |
Payment Facilities
About IFSC Code IBKL0001531
The IFSC code IBKL0001531 uniquely identifies the NAINITAL branch of IDBI BANK located in NAINITAL, UTTARAKHAND. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IBKL0001531
- First 4 characters (IBKL) – Represents IDBI BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (001531) – Unique branch identifier for NAINITAL
How to Use IFSC Code IBKL0001531
To transfer money to any account at IDBI BANK NAINITAL branch, you will need to provide the IFSC code IBKL0001531 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at NAINITAL
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About IDBI BANK NAINITAL Branch
IDBI BANK NAINITAL is a branch of IDBI BANK located in NAINITAL, UTTARAKHAND. The branch provides comprehensive banking services to customers in NAINITAL and surrounding areas.
Branch Address
APSLAY HOUSE,COMMERCIAL BUILDING,NEAR BARA BAZAR,P.O.ROAD,MALLITAL,NAINITAL 263001, NAINITAL, UTTARAKHAND
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is WAITING. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of IDBI BANK NAINITAL?
The IFSC code of IDBI BANK NAINITAL branch in NAINITAL is IBKL0001531.
What is the MICR code of IDBI BANK NAINITAL?
The MICR code of IDBI BANK NAINITAL branch is WAITING.
What is the address of IDBI BANK NAINITAL?
IDBI BANK NAINITAL branch is located at APSLAY HOUSE,COMMERCIAL BUILDING,NEAR BARA BAZAR,P.O.ROAD,MALLITAL,NAINITAL 263001.
Does IDBI BANK NAINITAL support NEFT/RTGS/IMPS?
IDBI BANK NAINITAL branch supports NEFT, RTGS, IMPS, and UPI transactions.