IDBI BANK IFSC Code – RAMANUJGANJ, RAMANUJGANJ
Complete bank details including IFSC code, MICR code, address and payment facilities for RAMANUJGANJ branch.
Bank Details
| Bank Name | IDBI BANK |
| Branch Name | RAMANUJGANJ |
| IFSC Code | IBKL0001239 |
| MICR Code | 497259502 |
| Address | KAVITA COMPLEX,AT/PO-RAMANUJGANJ,WARD NO-6,IN FRONT OF JUDGE BUNGLOW,RAMANUJGANJ,DIST-RAMANUJGANJ,PIN-496220,CHHATTISGARH |
| City | RAMANUJGANJ |
| District | SURGUJA |
| State | CHANDIGARH |
| Contact | 0 |
Payment Facilities
About IFSC Code IBKL0001239
The IFSC code IBKL0001239 uniquely identifies the RAMANUJGANJ branch of IDBI BANK located in RAMANUJGANJ, CHANDIGARH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IBKL0001239
- First 4 characters (IBKL) – Represents IDBI BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (001239) – Unique branch identifier for RAMANUJGANJ
How to Use IFSC Code IBKL0001239
To transfer money to any account at IDBI BANK RAMANUJGANJ branch, you will need to provide the IFSC code IBKL0001239 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at RAMANUJGANJ
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About IDBI BANK RAMANUJGANJ Branch
IDBI BANK RAMANUJGANJ is a branch of IDBI BANK located in RAMANUJGANJ, CHANDIGARH. The branch provides comprehensive banking services to customers in RAMANUJGANJ and surrounding areas.
Branch Address
KAVITA COMPLEX,AT/PO-RAMANUJGANJ,WARD NO-6,IN FRONT OF JUDGE BUNGLOW,RAMANUJGANJ,DIST-RAMANUJGANJ,PIN-496220,CHHATTISGARH, RAMANUJGANJ, CHANDIGARH
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 497259502. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of IDBI BANK RAMANUJGANJ?
The IFSC code of IDBI BANK RAMANUJGANJ branch in RAMANUJGANJ is IBKL0001239.
What is the MICR code of IDBI BANK RAMANUJGANJ?
The MICR code of IDBI BANK RAMANUJGANJ branch is 497259502.
What is the address of IDBI BANK RAMANUJGANJ?
IDBI BANK RAMANUJGANJ branch is located at KAVITA COMPLEX,AT/PO-RAMANUJGANJ,WARD NO-6,IN FRONT OF JUDGE BUNGLOW,RAMANUJGANJ,DIST-RAMANUJGANJ,PIN-496220,CHHATTISGARH.
Does IDBI BANK RAMANUJGANJ support NEFT/RTGS/IMPS?
IDBI BANK RAMANUJGANJ branch supports NEFT, RTGS, IMPS, and UPI transactions.