IDBI BANKVerified Feb 2026

IDBI BANK IFSC Code – CCU SURAT, SURAT

Complete bank details including IFSC code, MICR code, address and payment facilities for CCU SURAT branch.

IFSC Code
IBKL0000985

Bank Details

Bank NameIDBI BANK
Branch NameCCU SURAT
IFSC CodeIBKL0000985
MICR Code395259000
Address202, 21ST CENTURY BUSINESS CENTRE, NEXT TO WTC, RING ROAD, SURAT 395 002
CitySURAT
StateGUJARAT
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IBKL0000985

The IFSC code IBKL0000985 uniquely identifies the CCU SURAT branch of IDBI BANK located in SURAT, GUJARAT. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IBKL0000985

  • First 4 characters (IBKL) – Represents IDBI BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000985) – Unique branch identifier for CCU SURAT

How to Use IFSC Code IBKL0000985

To transfer money to any account at IDBI BANK CCU SURAT branch, you will need to provide the IFSC code IBKL0000985 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at CCU SURAT

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About IDBI BANK CCU SURAT Branch

IDBI BANK CCU SURAT is a branch of IDBI BANK located in SURAT, GUJARAT. The branch provides comprehensive banking services to customers in SURAT and surrounding areas.

Branch Address

202, 21ST CENTURY BUSINESS CENTRE, NEXT TO WTC, RING ROAD, SURAT 395 002, SURAT, GUJARAT

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 395259000. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of IDBI BANK CCU SURAT?

The IFSC code of IDBI BANK CCU SURAT branch in SURAT is IBKL0000985.

What is the MICR code of IDBI BANK CCU SURAT?

The MICR code of IDBI BANK CCU SURAT branch is 395259000.

What is the address of IDBI BANK CCU SURAT?

IDBI BANK CCU SURAT branch is located at 202, 21ST CENTURY BUSINESS CENTRE, NEXT TO WTC, RING ROAD, SURAT 395 002.

Does IDBI BANK CCU SURAT support NEFT/RTGS/IMPS?

IDBI BANK CCU SURAT branch supports NEFT, RTGS, IMPS, and UPI transactions.