IDBI BANK IFSC Code – CCU, LUDHIANA, LUDHIANA
Complete bank details including IFSC code, MICR code, address and payment facilities for CCU, LUDHIANA branch.
Bank Details
| Bank Name | IDBI BANK |
| Branch Name | CCU, LUDHIANA |
| IFSC Code | IBKL0000944 |
| MICR Code | 141259000 |
| Address | IDBI SCO-126-128,FIRST FLOOR, CENTRALISED CLEARING OPERATIONS, KALINGA TOWERS,FEROZEGANDHI MARKET, LUDHIANA |
| City | LUDHIANA |
| State | PUNJAB |
| Contact | 0 |
Payment Facilities
About IFSC Code IBKL0000944
The IFSC code IBKL0000944 uniquely identifies the CCU, LUDHIANA branch of IDBI BANK located in LUDHIANA, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IBKL0000944
- First 4 characters (IBKL) – Represents IDBI BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000944) – Unique branch identifier for CCU, LUDHIANA
How to Use IFSC Code IBKL0000944
To transfer money to any account at IDBI BANK CCU, LUDHIANA branch, you will need to provide the IFSC code IBKL0000944 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at CCU, LUDHIANA
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About IDBI BANK CCU, LUDHIANA Branch
IDBI BANK CCU, LUDHIANA is a branch of IDBI BANK located in LUDHIANA, PUNJAB. The branch provides comprehensive banking services to customers in LUDHIANA and surrounding areas.
Branch Address
IDBI SCO-126-128,FIRST FLOOR, CENTRALISED CLEARING OPERATIONS, KALINGA TOWERS,FEROZEGANDHI MARKET, LUDHIANA, LUDHIANA, PUNJAB
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 141259000. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of IDBI BANK CCU, LUDHIANA?
The IFSC code of IDBI BANK CCU, LUDHIANA branch in LUDHIANA is IBKL0000944.
What is the MICR code of IDBI BANK CCU, LUDHIANA?
The MICR code of IDBI BANK CCU, LUDHIANA branch is 141259000.
What is the address of IDBI BANK CCU, LUDHIANA?
IDBI BANK CCU, LUDHIANA branch is located at IDBI SCO-126-128,FIRST FLOOR, CENTRALISED CLEARING OPERATIONS, KALINGA TOWERS,FEROZEGANDHI MARKET, LUDHIANA.
Does IDBI BANK CCU, LUDHIANA support NEFT/RTGS/IMPS?
IDBI BANK CCU, LUDHIANA branch supports NEFT, RTGS, IMPS, and UPI transactions.