IDBI BANK IFSC Code – RETAIL ASSET CENTRE - PATNA, PATNA
Complete bank details including IFSC code, MICR code, address and payment facilities for RETAIL ASSET CENTRE - PATNA branch.
Bank Details
| Bank Name | IDBI BANK |
| Branch Name | RETAIL ASSET CENTRE - PATNA |
| IFSC Code | IBKL0000848 |
| MICR Code | WAITING |
| Address | RETAIL ASSET CENTRE, UMA COMPLEX, FRASER ROAD,PATNA-800001 |
| City | PATNA |
| State | BIHAR |
| Contact | 0 |
Payment Facilities
About IFSC Code IBKL0000848
The IFSC code IBKL0000848 uniquely identifies the RETAIL ASSET CENTRE - PATNA branch of IDBI BANK located in PATNA, BIHAR. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IBKL0000848
- First 4 characters (IBKL) – Represents IDBI BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000848) – Unique branch identifier for RETAIL ASSET CENTRE - PATNA
How to Use IFSC Code IBKL0000848
To transfer money to any account at IDBI BANK RETAIL ASSET CENTRE - PATNA branch, you will need to provide the IFSC code IBKL0000848 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at RETAIL ASSET CENTRE - PATNA
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About IDBI BANK RETAIL ASSET CENTRE - PATNA Branch
IDBI BANK RETAIL ASSET CENTRE - PATNA is a branch of IDBI BANK located in PATNA, BIHAR. The branch provides comprehensive banking services to customers in PATNA and surrounding areas.
Branch Address
RETAIL ASSET CENTRE, UMA COMPLEX, FRASER ROAD,PATNA-800001, PATNA, BIHAR
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is WAITING. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of IDBI BANK RETAIL ASSET CENTRE - PATNA?
The IFSC code of IDBI BANK RETAIL ASSET CENTRE - PATNA branch in PATNA is IBKL0000848.
What is the MICR code of IDBI BANK RETAIL ASSET CENTRE - PATNA?
The MICR code of IDBI BANK RETAIL ASSET CENTRE - PATNA branch is WAITING.
What is the address of IDBI BANK RETAIL ASSET CENTRE - PATNA?
IDBI BANK RETAIL ASSET CENTRE - PATNA branch is located at RETAIL ASSET CENTRE, UMA COMPLEX, FRASER ROAD,PATNA-800001.
Does IDBI BANK RETAIL ASSET CENTRE - PATNA support NEFT/RTGS/IMPS?
IDBI BANK RETAIL ASSET CENTRE - PATNA branch supports NEFT, RTGS, IMPS, and UPI transactions.