IDBI BANK IFSC Code – MARGAON, MARGAO
Complete bank details including IFSC code, MICR code, address and payment facilities for MARGAON branch.
Bank Details
| Bank Name | IDBI BANK |
| Branch Name | MARGAON |
| IFSC Code | IBKL0000645 |
| MICR Code | WAITING |
| Address | SAPNA ARCADE,, MASJID ROAD, MALBHAT MARG,, P B NO.132, MARGAO, PINCODE - 403601 |
| City | MARGAO |
| District | SOUTH GOA |
| State | GOA |
| Contact | 0 |
Payment Facilities
About IFSC Code IBKL0000645
The IFSC code IBKL0000645 uniquely identifies the MARGAON branch of IDBI BANK located in MARGAO, GOA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IBKL0000645
- First 4 characters (IBKL) – Represents IDBI BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000645) – Unique branch identifier for MARGAON
How to Use IFSC Code IBKL0000645
To transfer money to any account at IDBI BANK MARGAON branch, you will need to provide the IFSC code IBKL0000645 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at MARGAON
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About IDBI BANK MARGAON Branch
IDBI BANK MARGAON is a branch of IDBI BANK located in MARGAO, GOA. The branch provides comprehensive banking services to customers in MARGAO and surrounding areas.
Branch Address
SAPNA ARCADE,, MASJID ROAD, MALBHAT MARG,, P B NO.132, MARGAO, PINCODE - 403601, MARGAO, GOA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is WAITING. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of IDBI BANK MARGAON?
The IFSC code of IDBI BANK MARGAON branch in MARGAO is IBKL0000645.
What is the MICR code of IDBI BANK MARGAON?
The MICR code of IDBI BANK MARGAON branch is WAITING.
What is the address of IDBI BANK MARGAON?
IDBI BANK MARGAON branch is located at SAPNA ARCADE,, MASJID ROAD, MALBHAT MARG,, P B NO.132, MARGAO, PINCODE - 403601.
Does IDBI BANK MARGAON support NEFT/RTGS/IMPS?
IDBI BANK MARGAON branch supports NEFT, RTGS, IMPS, and UPI transactions.