IDBI BANK IFSC Code – CIVIL LINES LUDHIANA, LUDHIANA
Complete bank details including IFSC code, MICR code, address and payment facilities for CIVIL LINES LUDHIANA branch.
Bank Details
| Bank Name | IDBI BANK |
| Branch Name | CIVIL LINES LUDHIANA |
| IFSC Code | IBKL0000270 |
| MICR Code | 141259005 |
| Address | JANAK TOWERS??GOVT COLLEGE ROAD??CIVIL LINES??LUDHIANA??PUNJAB??141001?? |
| City | LUDHIANA |
| State | PUNJAB |
| Contact | 0 |
Payment Facilities
About IFSC Code IBKL0000270
The IFSC code IBKL0000270 uniquely identifies the CIVIL LINES LUDHIANA branch of IDBI BANK located in LUDHIANA, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IBKL0000270
- First 4 characters (IBKL) – Represents IDBI BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000270) – Unique branch identifier for CIVIL LINES LUDHIANA
How to Use IFSC Code IBKL0000270
To transfer money to any account at IDBI BANK CIVIL LINES LUDHIANA branch, you will need to provide the IFSC code IBKL0000270 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at CIVIL LINES LUDHIANA
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About IDBI BANK CIVIL LINES LUDHIANA Branch
IDBI BANK CIVIL LINES LUDHIANA is a branch of IDBI BANK located in LUDHIANA, PUNJAB. The branch provides comprehensive banking services to customers in LUDHIANA and surrounding areas.
Branch Address
JANAK TOWERS??GOVT COLLEGE ROAD??CIVIL LINES??LUDHIANA??PUNJAB??141001??, LUDHIANA, PUNJAB
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 141259005. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of IDBI BANK CIVIL LINES LUDHIANA?
The IFSC code of IDBI BANK CIVIL LINES LUDHIANA branch in LUDHIANA is IBKL0000270.
What is the MICR code of IDBI BANK CIVIL LINES LUDHIANA?
The MICR code of IDBI BANK CIVIL LINES LUDHIANA branch is 141259005.
What is the address of IDBI BANK CIVIL LINES LUDHIANA?
IDBI BANK CIVIL LINES LUDHIANA branch is located at JANAK TOWERS??GOVT COLLEGE ROAD??CIVIL LINES??LUDHIANA??PUNJAB??141001??.
Does IDBI BANK CIVIL LINES LUDHIANA support NEFT/RTGS/IMPS?
IDBI BANK CIVIL LINES LUDHIANA branch supports NEFT, RTGS, IMPS, and UPI transactions.