IDBI BANKVerified Feb 2026

IDBI BANK IFSC Code – PONDA, PONDA

Complete bank details including IFSC code, MICR code, address and payment facilities for PONDA branch.

IFSC Code
IBKL0000176

Bank Details

Bank NameIDBI BANK
Branch NamePONDA
IFSC CodeIBKL0000176
MICR Code403259007
AddressSHOP NO 15-18, ROYAL CHAMBERS, OFF PONDA -MARGOA HIGHWAY, PONDA- 403401
CityPONDA
DistrictNORTH GOA
StateGOA
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IBKL0000176

The IFSC code IBKL0000176 uniquely identifies the PONDA branch of IDBI BANK located in PONDA, GOA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IBKL0000176

  • First 4 characters (IBKL) – Represents IDBI BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000176) – Unique branch identifier for PONDA

How to Use IFSC Code IBKL0000176

To transfer money to any account at IDBI BANK PONDA branch, you will need to provide the IFSC code IBKL0000176 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at PONDA

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About IDBI BANK PONDA Branch

IDBI BANK PONDA is a branch of IDBI BANK located in PONDA, GOA. The branch provides comprehensive banking services to customers in PONDA and surrounding areas.

Branch Address

SHOP NO 15-18, ROYAL CHAMBERS, OFF PONDA -MARGOA HIGHWAY, PONDA- 403401, PONDA, GOA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 403259007. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of IDBI BANK PONDA?

The IFSC code of IDBI BANK PONDA branch in PONDA is IBKL0000176.

What is the MICR code of IDBI BANK PONDA?

The MICR code of IDBI BANK PONDA branch is 403259007.

What is the address of IDBI BANK PONDA?

IDBI BANK PONDA branch is located at SHOP NO 15-18, ROYAL CHAMBERS, OFF PONDA -MARGOA HIGHWAY, PONDA- 403401.

Does IDBI BANK PONDA support NEFT/RTGS/IMPS?

IDBI BANK PONDA branch supports NEFT, RTGS, IMPS, and UPI transactions.