IDBI BANK IFSC Code – BHILAI, BHILAI
Complete bank details including IFSC code, MICR code, address and payment facilities for BHILAI branch.
Bank Details
| Bank Name | IDBI BANK |
| Branch Name | BHILAI |
| IFSC Code | IBKL0000048 |
| MICR Code | 490259002 |
| Address | NEW ERA,19,PRIADARSHINI PARISARNEHRU NAGAR SQUARE, DIST.DURG |
| City | BHILAI |
| District | DURG |
| State | CHANDIGARH |
| Contact | 0 |
Payment Facilities
About IFSC Code IBKL0000048
The IFSC code IBKL0000048 uniquely identifies the BHILAI branch of IDBI BANK located in BHILAI, CHANDIGARH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IBKL0000048
- First 4 characters (IBKL) – Represents IDBI BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000048) – Unique branch identifier for BHILAI
How to Use IFSC Code IBKL0000048
To transfer money to any account at IDBI BANK BHILAI branch, you will need to provide the IFSC code IBKL0000048 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at BHILAI
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About IDBI BANK BHILAI Branch
IDBI BANK BHILAI is a branch of IDBI BANK located in BHILAI, CHANDIGARH. The branch provides comprehensive banking services to customers in BHILAI and surrounding areas.
Branch Address
NEW ERA,19,PRIADARSHINI PARISARNEHRU NAGAR SQUARE, DIST.DURG, BHILAI, CHANDIGARH
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 490259002. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of IDBI BANK BHILAI?
The IFSC code of IDBI BANK BHILAI branch in BHILAI is IBKL0000048.
What is the MICR code of IDBI BANK BHILAI?
The MICR code of IDBI BANK BHILAI branch is 490259002.
What is the address of IDBI BANK BHILAI?
IDBI BANK BHILAI branch is located at NEW ERA,19,PRIADARSHINI PARISARNEHRU NAGAR SQUARE, DIST.DURG.
Does IDBI BANK BHILAI support NEFT/RTGS/IMPS?
IDBI BANK BHILAI branch supports NEFT, RTGS, IMPS, and UPI transactions.