IDBI BANKVerified Feb 2026

IDBI BANK IFSC Code – MARGAO, MARGAO

Complete bank details including IFSC code, MICR code, address and payment facilities for MARGAO branch.

IFSC Code
IBKL0000025

Bank Details

Bank NameIDBI BANK
Branch NameMARGAO
IFSC CodeIBKL0000025
MICR Code403259003
AddressJYOTI PLAZA,ISIDORIO BAPTISTA ROAD
CityMARGAO
DistrictSOUTH GOA
StateGOA
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IBKL0000025

The IFSC code IBKL0000025 uniquely identifies the MARGAO branch of IDBI BANK located in MARGAO, GOA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IBKL0000025

  • First 4 characters (IBKL) – Represents IDBI BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000025) – Unique branch identifier for MARGAO

How to Use IFSC Code IBKL0000025

To transfer money to any account at IDBI BANK MARGAO branch, you will need to provide the IFSC code IBKL0000025 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at MARGAO

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About IDBI BANK MARGAO Branch

IDBI BANK MARGAO is a branch of IDBI BANK located in MARGAO, GOA. The branch provides comprehensive banking services to customers in MARGAO and surrounding areas.

Branch Address

JYOTI PLAZA,ISIDORIO BAPTISTA ROAD, MARGAO, GOA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 403259003. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of IDBI BANK MARGAO?

The IFSC code of IDBI BANK MARGAO branch in MARGAO is IBKL0000025.

What is the MICR code of IDBI BANK MARGAO?

The MICR code of IDBI BANK MARGAO branch is 403259003.

What is the address of IDBI BANK MARGAO?

IDBI BANK MARGAO branch is located at JYOTI PLAZA,ISIDORIO BAPTISTA ROAD.

Does IDBI BANK MARGAO support NEFT/RTGS/IMPS?

IDBI BANK MARGAO branch supports NEFT, RTGS, IMPS, and UPI transactions.