HDFC BANK IFSC Code – RAIPUR URBAN MERCANTILE CO BANK LTD, RAIPUR
Complete bank details including IFSC code, MICR code, address and payment facilities for RAIPUR URBAN MERCANTILE CO BANK LTD branch.
Bank Details
| Bank Name | HDFC BANK |
| Branch Name | RAIPUR URBAN MERCANTILE CO BANK LTD |
| IFSC Code | HDFC0CTRUMC |
| MICR Code | 492494002 |
| Address | RAVI BHAWAN,JAISTAMBH CHOWK,RAIPUR-492001 |
| City | RAIPUR |
| State | CHANDIGARH |
| Contact | 2228576 |
Payment Facilities
About IFSC Code HDFC0CTRUMC
The IFSC code HDFC0CTRUMC uniquely identifies the RAIPUR URBAN MERCANTILE CO BANK LTD branch of HDFC BANK located in RAIPUR, CHANDIGARH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code HDFC0CTRUMC
- First 4 characters (HDFC) – Represents HDFC BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (CTRUMC) – Unique branch identifier for RAIPUR URBAN MERCANTILE CO BANK LTD
How to Use IFSC Code HDFC0CTRUMC
To transfer money to any account at HDFC BANK RAIPUR URBAN MERCANTILE CO BANK LTD branch, you will need to provide the IFSC code HDFC0CTRUMC along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at RAIPUR URBAN MERCANTILE CO BANK LTD
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About HDFC BANK RAIPUR URBAN MERCANTILE CO BANK LTD Branch
HDFC BANK RAIPUR URBAN MERCANTILE CO BANK LTD is a branch of HDFC BANK located in RAIPUR, CHANDIGARH. The branch provides comprehensive banking services to customers in RAIPUR and surrounding areas.
Branch Address
RAVI BHAWAN,JAISTAMBH CHOWK,RAIPUR-492001, RAIPUR, CHANDIGARH
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 492494002. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of HDFC BANK RAIPUR URBAN MERCANTILE CO BANK LTD?
The IFSC code of HDFC BANK RAIPUR URBAN MERCANTILE CO BANK LTD branch in RAIPUR is HDFC0CTRUMC.
What is the MICR code of HDFC BANK RAIPUR URBAN MERCANTILE CO BANK LTD?
The MICR code of HDFC BANK RAIPUR URBAN MERCANTILE CO BANK LTD branch is 492494002.
What is the address of HDFC BANK RAIPUR URBAN MERCANTILE CO BANK LTD?
HDFC BANK RAIPUR URBAN MERCANTILE CO BANK LTD branch is located at RAVI BHAWAN,JAISTAMBH CHOWK,RAIPUR-492001.
Does HDFC BANK RAIPUR URBAN MERCANTILE CO BANK LTD support NEFT/RTGS/IMPS?
HDFC BANK RAIPUR URBAN MERCANTILE CO BANK LTD branch supports NEFT, RTGS, IMPS, and UPI transactions.