HDFC BANKVerified Feb 2026

HDFC BANK IFSC Code – MODEL TOWN KARNAL, KARNAL

Complete bank details including IFSC code, MICR code, address and payment facilities for MODEL TOWN KARNAL branch.

IFSC Code
HDFC0003653

Bank Details

Bank NameHDFC BANK
Branch NameMODEL TOWN KARNAL
IFSC CodeHDFC0003653
MICR Code132240112
Address295 L MODEL TOWN DIST KARNAL
CityKARNAL
StateHARYANA
Contact9996243333

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code HDFC0003653

The IFSC code HDFC0003653 uniquely identifies the MODEL TOWN KARNAL branch of HDFC BANK located in KARNAL, HARYANA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code HDFC0003653

  • First 4 characters (HDFC) – Represents HDFC BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (003653) – Unique branch identifier for MODEL TOWN KARNAL

How to Use IFSC Code HDFC0003653

To transfer money to any account at HDFC BANK MODEL TOWN KARNAL branch, you will need to provide the IFSC code HDFC0003653 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at MODEL TOWN KARNAL

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About HDFC BANK MODEL TOWN KARNAL Branch

HDFC BANK MODEL TOWN KARNAL is a branch of HDFC BANK located in KARNAL, HARYANA. The branch provides comprehensive banking services to customers in KARNAL and surrounding areas.

Branch Address

295 L MODEL TOWN DIST KARNAL, KARNAL, HARYANA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 132240112. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of HDFC BANK MODEL TOWN KARNAL?

The IFSC code of HDFC BANK MODEL TOWN KARNAL branch in KARNAL is HDFC0003653.

What is the MICR code of HDFC BANK MODEL TOWN KARNAL?

The MICR code of HDFC BANK MODEL TOWN KARNAL branch is 132240112.

What is the address of HDFC BANK MODEL TOWN KARNAL?

HDFC BANK MODEL TOWN KARNAL branch is located at 295 L MODEL TOWN DIST KARNAL.

Does HDFC BANK MODEL TOWN KARNAL support NEFT/RTGS/IMPS?

HDFC BANK MODEL TOWN KARNAL branch supports NEFT, RTGS, IMPS, and UPI transactions.