HDFC BANKVerified Feb 2026

HDFC BANK IFSC Code – GAHAUR, LUDHIANA

Complete bank details including IFSC code, MICR code, address and payment facilities for GAHAUR branch.

IFSC Code
HDFC0003503

Bank Details

Bank NameHDFC BANK
Branch NameGAHAUR
IFSC CodeHDFC0003503
MICR Code141240043
AddressADJ. SHREE RAM AUTO MALL, VPO GAHAUR, LUDHIANA PUNJAB 140002
CityLUDHIANA
StatePUNJAB
Contact9815331111

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code HDFC0003503

The IFSC code HDFC0003503 uniquely identifies the GAHAUR branch of HDFC BANK located in LUDHIANA, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code HDFC0003503

  • First 4 characters (HDFC) – Represents HDFC BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (003503) – Unique branch identifier for GAHAUR

How to Use IFSC Code HDFC0003503

To transfer money to any account at HDFC BANK GAHAUR branch, you will need to provide the IFSC code HDFC0003503 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at GAHAUR

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About HDFC BANK GAHAUR Branch

HDFC BANK GAHAUR is a branch of HDFC BANK located in LUDHIANA, PUNJAB. The branch provides comprehensive banking services to customers in LUDHIANA and surrounding areas.

Branch Address

ADJ. SHREE RAM AUTO MALL, VPO GAHAUR, LUDHIANA PUNJAB 140002, LUDHIANA, PUNJAB

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 141240043. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of HDFC BANK GAHAUR?

The IFSC code of HDFC BANK GAHAUR branch in LUDHIANA is HDFC0003503.

What is the MICR code of HDFC BANK GAHAUR?

The MICR code of HDFC BANK GAHAUR branch is 141240043.

What is the address of HDFC BANK GAHAUR?

HDFC BANK GAHAUR branch is located at ADJ. SHREE RAM AUTO MALL, VPO GAHAUR, LUDHIANA PUNJAB 140002.

Does HDFC BANK GAHAUR support NEFT/RTGS/IMPS?

HDFC BANK GAHAUR branch supports NEFT, RTGS, IMPS, and UPI transactions.