HDFC BANKVerified Feb 2026

HDFC BANK IFSC Code – KARJAT, KARJAT

Complete bank details including IFSC code, MICR code, address and payment facilities for KARJAT branch.

IFSC Code
HDFC0002973

Bank Details

Bank NameHDFC BANK
Branch NameKARJAT
IFSC CodeHDFC0002973
MICR Code400240174
AddressBMT RESIDENCY, SHOP NO. 3, GROUND FLOOR, AMARAI ROAD, DIST - RAIGAD, KARJAT MAHARASHTRA 410201
CityKARJAT
DistrictRAIGAD
StateMAHARASHTRA
Contact9890603333

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code HDFC0002973

The IFSC code HDFC0002973 uniquely identifies the KARJAT branch of HDFC BANK located in KARJAT, MAHARASHTRA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code HDFC0002973

  • First 4 characters (HDFC) – Represents HDFC BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (002973) – Unique branch identifier for KARJAT

How to Use IFSC Code HDFC0002973

To transfer money to any account at HDFC BANK KARJAT branch, you will need to provide the IFSC code HDFC0002973 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at KARJAT

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About HDFC BANK KARJAT Branch

HDFC BANK KARJAT is a branch of HDFC BANK located in KARJAT, MAHARASHTRA. The branch provides comprehensive banking services to customers in KARJAT and surrounding areas.

Branch Address

BMT RESIDENCY, SHOP NO. 3, GROUND FLOOR, AMARAI ROAD, DIST - RAIGAD, KARJAT MAHARASHTRA 410201, KARJAT, MAHARASHTRA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 400240174. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of HDFC BANK KARJAT?

The IFSC code of HDFC BANK KARJAT branch in KARJAT is HDFC0002973.

What is the MICR code of HDFC BANK KARJAT?

The MICR code of HDFC BANK KARJAT branch is 400240174.

What is the address of HDFC BANK KARJAT?

HDFC BANK KARJAT branch is located at BMT RESIDENCY, SHOP NO. 3, GROUND FLOOR, AMARAI ROAD, DIST - RAIGAD, KARJAT MAHARASHTRA 410201.

Does HDFC BANK KARJAT support NEFT/RTGS/IMPS?

HDFC BANK KARJAT branch supports NEFT, RTGS, IMPS, and UPI transactions.