HDFC BANK IFSC Code – OTA, GAYA, GAYA
Complete bank details including IFSC code, MICR code, address and payment facilities for OTA, GAYA branch.
Bank Details
| Bank Name | HDFC BANK |
| Branch Name | OTA, GAYA |
| IFSC Code | HDFC0002871 |
| MICR Code | 823240003 |
| Address | HDFC BANK LTD CANTEEN AREA, OFFICER'S TRAINING ACADEMY, OFFICER'S TRAINING ACADEMY, GAYA BIHAR 823005 |
| City | GAYA |
| State | BIHAR |
| Contact | 8602666161 |
Payment Facilities
About IFSC Code HDFC0002871
The IFSC code HDFC0002871 uniquely identifies the OTA, GAYA branch of HDFC BANK located in GAYA, BIHAR. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code HDFC0002871
- First 4 characters (HDFC) – Represents HDFC BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (002871) – Unique branch identifier for OTA, GAYA
How to Use IFSC Code HDFC0002871
To transfer money to any account at HDFC BANK OTA, GAYA branch, you will need to provide the IFSC code HDFC0002871 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at OTA, GAYA
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About HDFC BANK OTA, GAYA Branch
HDFC BANK OTA, GAYA is a branch of HDFC BANK located in GAYA, BIHAR. The branch provides comprehensive banking services to customers in GAYA and surrounding areas.
Branch Address
HDFC BANK LTD CANTEEN AREA, OFFICER'S TRAINING ACADEMY, OFFICER'S TRAINING ACADEMY, GAYA BIHAR 823005, GAYA, BIHAR
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 823240003. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of HDFC BANK OTA, GAYA?
The IFSC code of HDFC BANK OTA, GAYA branch in GAYA is HDFC0002871.
What is the MICR code of HDFC BANK OTA, GAYA?
The MICR code of HDFC BANK OTA, GAYA branch is 823240003.
What is the address of HDFC BANK OTA, GAYA?
HDFC BANK OTA, GAYA branch is located at HDFC BANK LTD CANTEEN AREA, OFFICER'S TRAINING ACADEMY, OFFICER'S TRAINING ACADEMY, GAYA BIHAR 823005.
Does HDFC BANK OTA, GAYA support NEFT/RTGS/IMPS?
HDFC BANK OTA, GAYA branch supports NEFT, RTGS, IMPS, and UPI transactions.