HDFC BANKVerified Feb 2026

HDFC BANK IFSC Code – KARKALA, UDUPI

Complete bank details including IFSC code, MICR code, address and payment facilities for KARKALA branch.

IFSC Code
HDFC0002313

Bank Details

Bank NameHDFC BANK
Branch NameKARKALA
IFSC CodeHDFC0002313
MICR Code575240005
AddressHDFC BANK LTD OPP NEW BUS STOP SALMARA MAIN ROAD
CityUDUPI
DistrictUDIPI
StateKARNATAKA
Contact9945863333

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code HDFC0002313

The IFSC code HDFC0002313 uniquely identifies the KARKALA branch of HDFC BANK located in UDUPI, KARNATAKA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code HDFC0002313

  • First 4 characters (HDFC) – Represents HDFC BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (002313) – Unique branch identifier for KARKALA

How to Use IFSC Code HDFC0002313

To transfer money to any account at HDFC BANK KARKALA branch, you will need to provide the IFSC code HDFC0002313 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at KARKALA

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About HDFC BANK KARKALA Branch

HDFC BANK KARKALA is a branch of HDFC BANK located in UDUPI, KARNATAKA. The branch provides comprehensive banking services to customers in UDUPI and surrounding areas.

Branch Address

HDFC BANK LTD OPP NEW BUS STOP SALMARA MAIN ROAD, UDUPI, KARNATAKA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 575240005. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of HDFC BANK KARKALA?

The IFSC code of HDFC BANK KARKALA branch in UDUPI is HDFC0002313.

What is the MICR code of HDFC BANK KARKALA?

The MICR code of HDFC BANK KARKALA branch is 575240005.

What is the address of HDFC BANK KARKALA?

HDFC BANK KARKALA branch is located at HDFC BANK LTD OPP NEW BUS STOP SALMARA MAIN ROAD.

Does HDFC BANK KARKALA support NEFT/RTGS/IMPS?

HDFC BANK KARKALA branch supports NEFT, RTGS, IMPS, and UPI transactions.