HDFC BANK IFSC Code – DUGARI PHAZE II, LUDHIANA
Complete bank details including IFSC code, MICR code, address and payment facilities for DUGARI PHAZE II branch.
Bank Details
| Bank Name | HDFC BANK |
| Branch Name | DUGARI PHAZE II |
| IFSC Code | HDFC0001607 |
| MICR Code | 141240001 |
| Address | HDFC BANK SCO 54- PHAZE IIURBAN ESTATEDUGARI |
| City | LUDHIANA |
| State | PUNJAB |
| Contact | 9815331111 |
Payment Facilities
About IFSC Code HDFC0001607
The IFSC code HDFC0001607 uniquely identifies the DUGARI PHAZE II branch of HDFC BANK located in LUDHIANA, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code HDFC0001607
- First 4 characters (HDFC) – Represents HDFC BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (001607) – Unique branch identifier for DUGARI PHAZE II
How to Use IFSC Code HDFC0001607
To transfer money to any account at HDFC BANK DUGARI PHAZE II branch, you will need to provide the IFSC code HDFC0001607 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at DUGARI PHAZE II
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About HDFC BANK DUGARI PHAZE II Branch
HDFC BANK DUGARI PHAZE II is a branch of HDFC BANK located in LUDHIANA, PUNJAB. The branch provides comprehensive banking services to customers in LUDHIANA and surrounding areas.
Branch Address
HDFC BANK SCO 54- PHAZE IIURBAN ESTATEDUGARI, LUDHIANA, PUNJAB
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 141240001. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of HDFC BANK DUGARI PHAZE II?
The IFSC code of HDFC BANK DUGARI PHAZE II branch in LUDHIANA is HDFC0001607.
What is the MICR code of HDFC BANK DUGARI PHAZE II?
The MICR code of HDFC BANK DUGARI PHAZE II branch is 141240001.
What is the address of HDFC BANK DUGARI PHAZE II?
HDFC BANK DUGARI PHAZE II branch is located at HDFC BANK SCO 54- PHAZE IIURBAN ESTATEDUGARI.
Does HDFC BANK DUGARI PHAZE II support NEFT/RTGS/IMPS?
HDFC BANK DUGARI PHAZE II branch supports NEFT, RTGS, IMPS, and UPI transactions.