HDFC BANK IFSC Code – KOTTAYAM, KOTTAYAM
Complete bank details including IFSC code, MICR code, address and payment facilities for KOTTAYAM branch.
Bank Details
| Bank Name | HDFC BANK |
| Branch Name | KOTTAYAM |
| IFSC Code | HDFC0001498 |
| MICR Code | 686240003 |
| Address | CSI BAKER COMPLEX JN1ST FLOOR PB NO 247KOTTAYAM |
| City | KOTTAYAM |
| State | KERALA |
| Contact | 9895663333 |
Payment Facilities
About IFSC Code HDFC0001498
The IFSC code HDFC0001498 uniquely identifies the KOTTAYAM branch of HDFC BANK located in KOTTAYAM, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code HDFC0001498
- First 4 characters (HDFC) – Represents HDFC BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (001498) – Unique branch identifier for KOTTAYAM
How to Use IFSC Code HDFC0001498
To transfer money to any account at HDFC BANK KOTTAYAM branch, you will need to provide the IFSC code HDFC0001498 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at KOTTAYAM
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About HDFC BANK KOTTAYAM Branch
HDFC BANK KOTTAYAM is a branch of HDFC BANK located in KOTTAYAM, KERALA. The branch provides comprehensive banking services to customers in KOTTAYAM and surrounding areas.
Branch Address
CSI BAKER COMPLEX JN1ST FLOOR PB NO 247KOTTAYAM, KOTTAYAM, KERALA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 686240003. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of HDFC BANK KOTTAYAM?
The IFSC code of HDFC BANK KOTTAYAM branch in KOTTAYAM is HDFC0001498.
What is the MICR code of HDFC BANK KOTTAYAM?
The MICR code of HDFC BANK KOTTAYAM branch is 686240003.
What is the address of HDFC BANK KOTTAYAM?
HDFC BANK KOTTAYAM branch is located at CSI BAKER COMPLEX JN1ST FLOOR PB NO 247KOTTAYAM.
Does HDFC BANK KOTTAYAM support NEFT/RTGS/IMPS?
HDFC BANK KOTTAYAM branch supports NEFT, RTGS, IMPS, and UPI transactions.