HDFC BANK IFSC Code – RING ROAD, SURAT
Complete bank details including IFSC code, MICR code, address and payment facilities for RING ROAD branch.
Bank Details
| Bank Name | HDFC BANK |
| Branch Name | RING ROAD |
| IFSC Code | HDFC0001416 |
| MICR Code | 395240005 |
| Address | GROUND FLOOR , 1007A TO 1009, RAGHUNANDAN TEXTILE MARKET , OPP. RATHI PALACE , RING ROAD, SURAT |
| City | SURAT |
| State | GUJARAT |
| Contact | 9898271111 |
Payment Facilities
About IFSC Code HDFC0001416
The IFSC code HDFC0001416 uniquely identifies the RING ROAD branch of HDFC BANK located in SURAT, GUJARAT. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code HDFC0001416
- First 4 characters (HDFC) – Represents HDFC BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (001416) – Unique branch identifier for RING ROAD
How to Use IFSC Code HDFC0001416
To transfer money to any account at HDFC BANK RING ROAD branch, you will need to provide the IFSC code HDFC0001416 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at RING ROAD
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About HDFC BANK RING ROAD Branch
HDFC BANK RING ROAD is a branch of HDFC BANK located in SURAT, GUJARAT. The branch provides comprehensive banking services to customers in SURAT and surrounding areas.
Branch Address
GROUND FLOOR , 1007A TO 1009, RAGHUNANDAN TEXTILE MARKET , OPP. RATHI PALACE , RING ROAD, SURAT, SURAT, GUJARAT
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 395240005. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of HDFC BANK RING ROAD?
The IFSC code of HDFC BANK RING ROAD branch in SURAT is HDFC0001416.
What is the MICR code of HDFC BANK RING ROAD?
The MICR code of HDFC BANK RING ROAD branch is 395240005.
What is the address of HDFC BANK RING ROAD?
HDFC BANK RING ROAD branch is located at GROUND FLOOR , 1007A TO 1009, RAGHUNANDAN TEXTILE MARKET , OPP. RATHI PALACE , RING ROAD, SURAT.
Does HDFC BANK RING ROAD support NEFT/RTGS/IMPS?
HDFC BANK RING ROAD branch supports NEFT, RTGS, IMPS, and UPI transactions.