HDFC BANK IFSC Code – RISHI NAGAR - LUDHIANA, LUDHIANA
Complete bank details including IFSC code, MICR code, address and payment facilities for RISHI NAGAR - LUDHIANA branch.
Bank Details
| Bank Name | HDFC BANK |
| Branch Name | RISHI NAGAR - LUDHIANA |
| IFSC Code | HDFC0001388 |
| MICR Code | 141240015 |
| Address | OPP.KALI MATA MANDIR,RISHI NAGAR,HAMBRA ROAD |
| City | LUDHIANA |
| State | PUNJAB |
| Contact | 9815331111 |
Payment Facilities
About IFSC Code HDFC0001388
The IFSC code HDFC0001388 uniquely identifies the RISHI NAGAR - LUDHIANA branch of HDFC BANK located in LUDHIANA, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code HDFC0001388
- First 4 characters (HDFC) – Represents HDFC BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (001388) – Unique branch identifier for RISHI NAGAR - LUDHIANA
How to Use IFSC Code HDFC0001388
To transfer money to any account at HDFC BANK RISHI NAGAR - LUDHIANA branch, you will need to provide the IFSC code HDFC0001388 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at RISHI NAGAR - LUDHIANA
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About HDFC BANK RISHI NAGAR - LUDHIANA Branch
HDFC BANK RISHI NAGAR - LUDHIANA is a branch of HDFC BANK located in LUDHIANA, PUNJAB. The branch provides comprehensive banking services to customers in LUDHIANA and surrounding areas.
Branch Address
OPP.KALI MATA MANDIR,RISHI NAGAR,HAMBRA ROAD, LUDHIANA, PUNJAB
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 141240015. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of HDFC BANK RISHI NAGAR - LUDHIANA?
The IFSC code of HDFC BANK RISHI NAGAR - LUDHIANA branch in LUDHIANA is HDFC0001388.
What is the MICR code of HDFC BANK RISHI NAGAR - LUDHIANA?
The MICR code of HDFC BANK RISHI NAGAR - LUDHIANA branch is 141240015.
What is the address of HDFC BANK RISHI NAGAR - LUDHIANA?
HDFC BANK RISHI NAGAR - LUDHIANA branch is located at OPP.KALI MATA MANDIR,RISHI NAGAR,HAMBRA ROAD.
Does HDFC BANK RISHI NAGAR - LUDHIANA support NEFT/RTGS/IMPS?
HDFC BANK RISHI NAGAR - LUDHIANA branch supports NEFT, RTGS, IMPS, and UPI transactions.