HDFC BANKVerified Feb 2026

HDFC BANK IFSC Code – EDAPALLY, KOCHI

Complete bank details including IFSC code, MICR code, address and payment facilities for EDAPALLY branch.

IFSC Code
HDFC0001286

Bank Details

Bank NameHDFC BANK
Branch NameEDAPALLY
IFSC CodeHDFC0001286
MICR Code682240025
AddressGROUND FLOORNATIONAL NANDANAMPALACE ROAD, EDAPALLY
CityKOCHI
DistrictERNAKULAM
StateKERALA
Contact9895663333

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code HDFC0001286

The IFSC code HDFC0001286 uniquely identifies the EDAPALLY branch of HDFC BANK located in KOCHI, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code HDFC0001286

  • First 4 characters (HDFC) – Represents HDFC BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (001286) – Unique branch identifier for EDAPALLY

How to Use IFSC Code HDFC0001286

To transfer money to any account at HDFC BANK EDAPALLY branch, you will need to provide the IFSC code HDFC0001286 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at EDAPALLY

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About HDFC BANK EDAPALLY Branch

HDFC BANK EDAPALLY is a branch of HDFC BANK located in KOCHI, KERALA. The branch provides comprehensive banking services to customers in KOCHI and surrounding areas.

Branch Address

GROUND FLOORNATIONAL NANDANAMPALACE ROAD, EDAPALLY, KOCHI, KERALA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 682240025. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of HDFC BANK EDAPALLY?

The IFSC code of HDFC BANK EDAPALLY branch in KOCHI is HDFC0001286.

What is the MICR code of HDFC BANK EDAPALLY?

The MICR code of HDFC BANK EDAPALLY branch is 682240025.

What is the address of HDFC BANK EDAPALLY?

HDFC BANK EDAPALLY branch is located at GROUND FLOORNATIONAL NANDANAMPALACE ROAD, EDAPALLY.

Does HDFC BANK EDAPALLY support NEFT/RTGS/IMPS?

HDFC BANK EDAPALLY branch supports NEFT, RTGS, IMPS, and UPI transactions.